974 Grindstone Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 974 Grindstone Ln, Cantonment, FL 32533

Property Summary

Property TypeSingle Family Home
Details3,037 sqft · built 2012
Lot Size0.357 acres (15,594 sqft)
Owner2 Individual Names on Record
Last Sale$331,500 (Mar 2018)
Tax Bill$4,275 (2024)
Deeds & MortgagesNov 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-1N-30-1004-026-003

Property Details

APN / Parcel Number

Primary APN18-1N-30-1004-026-003
Alternative APN
  • 110204165

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,037 sqft Adjusted Area
1st Floor Area2,596 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,594 sqft (0.357 acres)
Garage TypeFinished
Garage Area581 sqft
Parking Spaces2 Parking Spaces
Pool TypeEnclosed Pool
PorchPorch
Porch Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number110204165
Street Address974 GRINDSTONE LN
CityCANTONMENT
StateFL
Zip32533-9039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 26 BLOCK C ROBINSONS MILL PB 18 P 98/98A OR 7867 P 1887
Legal Range30W
Legal Township01N
Legal Section18
Legal SubdivisionROBINSONS MILL S/D
Legal BlockC
Legal Lot Number26
JurisdictionESCAMBIA FL
Township / Civil DivisionCANTONMENT
Census Block Group4
Census Block4008
Census Tract3608

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address974 GRINDSTONE LN, CANTONMENT, FL 32533-9039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Mar 12, 2018Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2018 · Amount on Record
Deed SaleMar 12, 2018 · Amount on Record
Prior SaleJun 1, 2012 · Amount on Record
Deed Document Number2018019545
Deed Book / Page7867 / 1887
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address974 GRINDSTONE LN, CANTONMENT, FL 32533-9039
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 GRINDSTONE LN, CANTONMENT, FL 32533-9039

Mortgage

Document Number0084110622
DateNov 24, 2020
Book Page8411/622
Instrument2020102190
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMar 12, 2018
Property Address974 GRINDSTONE LN, CANTONMENT, FL 32533-9039
Document Number0078671887
Book / Page007867 / 001887
Instrument DateMar 5, 2018
Instrument19545
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,320.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address974 GRINDSTONE LN CANTONMENT FL 325339039, CANTONMENT, FL 32533-9039

Mortgage

Document Number78671891
DateMar 12, 2018
Book Page007867/001891
Instrument19546
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$355,176 (+5.99%)$456,417 (-4.69%) Land $45,000 Building $411,417
2024$4,275.00 (+0.8%)
2023$4,241.00 (+2.51%) Homeowner's exemption$335,114 (+3%)$478,898 (+13.04%) Land $50,000 Building $428,898
2022$4,137.00 Homeowner's exemption$325,354$423,648 Land $35,000 Building $388,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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