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991 Fruit Cove Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 991 Fruit Cove Rd, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,107 sqft · built 1975
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Apr 2020)
Tax Bill$3,382 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN007330-0140

Property Details

APN / Parcel Number

Primary APN007330-0140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,107 sqft Living Area
Gross Area4,057 sqft
1st Floor Area2,107 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,572 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchEnclosed Glass Porch
Porch Area56 sqft
Deck AreaDeck Area
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address991 FRUIT COVE RD
CitySAINT JOHNS
StateFL
Zip32259-3153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-46 MANDARIN MEADOWS SOUTH LOT 14 BLK 1 OR4926/635
Legal Range27E
Legal Township04S
Legal Section54
Legal SubdivisionMANDARIN MEADOWS SOUTH
Legal Block1
Legal Lot Number14
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1007
Census Tract20803

Owner

Source: St. Johns County records · APN 007330-0140

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address991 FRUIT COVE RD, SAINT JOHNS, FL 32259-3153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
HOME SOLUTION LENDERS
Feb 04, 2020Warranty Deed, Transfer
TITLE AMERICA RE CLOSINGS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleFeb 04, 2020 · Amount on Record
Deed Document Number202030468
Deed Book / Page4926 / 635
Prior Transfer DateDec 05, 2014
Prior Transfer Doc0039611828
Record UpdatedJun 08, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 20, 2020
Property Address991 FRUIT COVE RD, SAINT JOHNS, FL 32259-3153
Document Number0049260635
Book / Page004926 / 000635
Instrument DateApr 17, 2020
Instrument30468
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 26, 2020
Title CompanyTITLE AMERICA RE CLOSINGS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address991 FRUIT COVE RD ST JOHNS FL 322593153, ST JOHNS, FL 32259-3153

Mortgage

Document Number49260637
DateApr 20, 2020
Book Page004926/000637
Instrument30469
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 04, 2020
Property Address991 FRUIT COVE RD, SAINT JOHNS, FL 32259-3153
Document Number0048770467
Book / Page004877 / 000467
Instrument DateJan 31, 2020
Instrument8834
Transaction TypeTransfer
Record UpdatedFeb 21, 2020
Title CompanyTITLE AMERICA RE CLOSINGS INC

Transaction

AmountAmount Recorded
Tax$1,288.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address332 BROWARD RD JACKSONVILLE FL 322186006, JACKSONVILLE, FL 32218-6006

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$272,265 (+2.7%)$483,039 (+1.72%) Land $120,000 Building $363,039
2025$3,382.00 (+13.11%) Homeowner's exemption$265,107 (+5.99%)$474,877 (+5.2%) Land $105,000 Building $369,877
2024$2,990.00 (+2.08%)
2023$2,929.00 (+3.1%) Homeowner's exemption$250,132 (+3%)$451,405 (+7.44%) Land $110,000 Building $341,405
2022$2,841.00 Homeowner's exemption$242,847$420,132 Land $78,400 Building $341,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 102 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force
Nearby Flood Claims39 (1991–2017)
Claims Outside the SFHA26 of 39
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 22 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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