St. Johns County property record for 960 Fruit Cove Rd, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,516 sqft · built 2008 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Mar 2018) |
| Tax Bill | $8,515 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006960-0000 |
| Primary APN | 006960-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,516 sqft Living Area |
| Gross Area | 5,406 sqft |
| 1st Floor Area | 3,065 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 143,748 sqft (3.3 acres) |
| Lot Dimensions | 500 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 890 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 616 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 331 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 960 FRUIT COVE RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 5-13 FRUIT COVE TERRACE LOT 12 (EX ELY 10FT R/W RDS13-B DB257/139) & 14.6 X 30.8FT OF LOT 13 OR4516/1447 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 54 |
| Legal Subdivision | FRUIT COVE TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20803 |
960 Fruit Cove Rd is owned and occupied by an individual who bought it in March 2018.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 FRUIT COVE RD, SAINT JOHNS, FL 32259-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Prior Sale | Jul 24, 2012 · Amount on File |
| Deed Document Number | 201817349 |
| Deed Book / Page | 4516 / 1447 |
| Prior Transfer Date | Dec 12, 2014 |
| Prior Transfer Doc | 0039750522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 15, 2018 |
| Property Address | 960 FRUIT COVE RD, SAINT JOHNS, FL 32259-3149 |
| Document Number | 0045161447 |
| Book / Page | 004516 / 001447 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 17349 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 FRUIT COVE RD ST JOHNS FL 322593149, ST JOHNS, FL 32259-3149 |
| Document Number | 45161448 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 004516/001448 |
| Instrument | 17350 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | 3565 PIEDMONT RD NE # 3-600, ATLANTA, GA 30305-8226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 14, 2048 |
The 2025 property tax bill for 960 Fruit Cove Rd was $8,515 with a homeowner's exemption, up 11.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,645 (+2.7%) | $1,594,584 (-2.39%) Land $812,500 Building $782,084 | |
| 2025 | $8,515.00 (+11.54%) Homeowner's exemption | $646,198 | $1,633,645 Land $749,184 Building $884,461 |
| 2024 | $7,634.00 (+1.88%) | ||
| 2023 | $7,493.00 (+2.53%) Homeowner's exemption | $609,695 (+3%) | $1,430,999 (+1.76%) Land $678,384 Building $752,615 |
| 2022 | $7,308.00 Homeowner's exemption | $591,937 | $1,406,269 Land $678,384 Building $727,885 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 960 Fruit Cove Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 39 (1991–2017) |
| Claims Outside the SFHA | 26 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 Fruit Cove Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYSIDE ESTATES WTP private · serves 180 people · EPA ID FL2554344 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | JEA MAJOR GRID |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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