Ramsey County property record for 991 Cottage Pl, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1962 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (Jul 2000) |
| Tax Bill | $4,998 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-30-23-23-0012 |
| Primary APN | 35-30-23-23-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 154899 |
|---|---|
| Street Address | 991 COTTAGE PL |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF HOME LOT 15 BLK 3 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 35 |
| Legal Subdivision | THE HILLS OF HOME |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40704 |
991 Cottage Pl is owned and occupied by two individuals who bought it in July 2000.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 991 COTTAGE PL, SAINT PAUL, MN 55126-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2000 · Amount on File |
| Deed Sale | Jul 18, 2000 · Amount on File |
| Prior Sale | Nov 11, 1996 · Amount on File |
| Deed Document Number | 2000280358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 991 COTTAGE PL, SHOREVIEW, MN 55126-8025 |
| Document Number | 0004759388 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 991 COTTAGE PL SHOREVIEW MN 551268025, SHOREVIEW, MN 55126-8025 |
| Document Number | 0004759388 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 4759388 |
| Name | ASSOCIATED BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 991 Cottage Pl was $4,998 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,700 Land $105,000 Building $280,700 | $385,700 Land $105,000 Building $280,700 | |
| 2025 | $4,998.00 | ||
| 2023 | $4,390.00 Homeowner's exemption | $377,700 Land $105,000 Building $272,700 | $377,700 Land $105,000 Building $272,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Cottage Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 991 Cottage Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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