784 Cottage Pl, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 784 Cottage Pl, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,524 sqft · built 2006
Lot Size0.477 acres (20,790 sqft)
OwnerCompany Name on Record
Tax Bill$6,098 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN35-30-23-13-0071

Property Details

APN / Parcel Number

Primary APN35-30-23-13-0071
Alternative APNs
  • 8218279
  • 249776

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
1st Floor Area1,524 sqft
Basement Area550 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area20,790 sqft (0.477 acres)
Lot Dimensions231 ft deep x 90 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number249776
Street Address784 COTTAGE PL
CitySAINT PAUL
StateMN
Zip55126-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMINNESOTA REALTY HOMESITES LOT 6 BLK 2 & THE WLY 6 FT OF LOT 5 BLK 2
Legal Range23
Legal Township30
Legal Section35
Legal SubdivisionMINNESOTA REALTY HOMESITES
Legal Block2
Legal Lot Number6,5
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group1
Census Block1004
Census Tract40704

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address784 COTTAGE PL, SAINT PAUL, MN 55126-3820
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address784 COTTAGE PL, SHOREVIEW, MN 55126-3820
Document Number0004664867
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address784 COTTAGE PL SHOREVIEW MN 551263820, SHOREVIEW, MN 55126-3820

Mortgage

Document Number0004664867
DateJun 28, 2017
Instrument4664867
Lender
NameIDEAL CU
TypeCredit Union
AddressNORTH ST PAUL, MN 55109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 27, 2027

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,800 (+5.64%) Land $119,700 Building $354,100$473,800 (+5.64%) Land $119,700 Building $354,100
2025$6,098.00 (+7.55%)
2023$5,670.00$448,500 Land $119,700 Building $328,800$448,500 Land $119,700 Building $328,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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