991 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 991 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,250 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$114,278 (Feb 2018)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0118`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0118`
Alternative APNs	`8096158` `121304`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	904 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	121304
Street Address	991 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORESTDALE ADDITION LOT 29 BLK 1
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	FORESTDALE ADDITION
Legal Block	1
Legal Lot Number	29
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	31600

Owner

991 Cook Ave E is owned and occupied by an individual who bought it in February 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	991 COOK AVE E, SAINT PAUL, MN 55106-3234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 11, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 8, 2018	Grant Deed, Transfer PILLAR TITLE
Feb 8, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	Dec 19, 2012 · Amount on File
Deed Document Number	20184697697
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0004697697
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	991 COOK AVE E, SAINT PAUL, MN 55106-3234
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04990620
Date	Jun 5, 2023
Instrument	A04990620

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	991 COOK AVE E, SAINT PAUL, MN 55106-3234
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04901571
Date	Aug 12, 2021
Instrument	A04901571

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	991 COOK AVE E, SAINT PAUL, MN 55106-3234
Document Number	0004798493
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 COOK AVE E ST PAUL MN 551063234, ST PAUL, MN 55106-3234

Mortgage

Document Number	0004798493
Date	Feb 21, 2020
Instrument	4798493

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 8, 2018
Property Address	991 COOK AVE E, SAINT PAUL, MN 55106-3234
Document Number	0004697697
Instrument Date	Jan 30, 2018
Instrument	4697697
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	PILLAR TITLE

Transaction

Amount	Amount on Record
Tax	$388.54
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 COOK AVE E ST PAUL MN 551063234, ST PAUL, MN 55106-3234

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 8, 2018
Property Address	991 COOK AVE E, SAINT PAUL, MN 55106-3234
Document Number	0004697698
Instrument Date	Jan 30, 2018
Instrument	4697698
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 COOK AVE E ST PAUL MN 551063234, ST PAUL, MN 55106-3234

Mortgage

Document Number	4697699
Date	Feb 8, 2018
Instrument	4697699

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 991 Cook Ave E was $3,850.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,100 Land $25,000 Building $205,100	$230,100 Land $25,000 Building $205,100
2025	$3,850.00
2023	$3,858.00	$232,800 Land $20,000 Building $212,800	$232,800 Land $20,000 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 991 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 991 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

Nearby Properties on Cook Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures