983 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 983 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,280 sqft · built 2020
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Feb 2015)
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0116`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0116`
Alternative APNs	`8599998` `666404`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	666404
Street Address	983 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORESTDALE ADDITION LOT 27 BLK 1
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	FORESTDALE ADDITION
Legal Block	1
Legal Lot Number	27
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	31600

Owner

983 Cook Ave E is owned and occupied by an individual who acquired it in May 2023.

Source: Ramsey County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	983 COOK AVE E, SAINT PAUL, MN 55106-3234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK
May 31, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2015 · Amount on File
Deed Sale	Feb 3, 2015 · Amount on File
Prior Sale	Jun 25, 2001 · Amount on File
Deed Document Number	20154542680
Last Transfer Date	May 31, 2023
Transfer Doc	0004990090
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	983 COOK AVE E, SAINT PAUL, MN 55106-3234
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 COOK AVE E, SAINT PAUL, MN 55106-3234

Mortgage

Document Number	0A04992794
Date	Jun 26, 2023
Instrument	A04992794

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2033

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	May 31, 2023
Property Address	983 COOK AVE E, SAINT PAUL, MN 55106-3234
Document Number	0A04990090
Instrument Date	May 31, 2023
Instrument	A04990090
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	983 COOK AVE E, SAINT PAUL, MN 55106-3234

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 13, 2019
Property Address	983 COOK AVE E, SAINT PAUL, MN 55106-3234
Document Number	0004783156
Instrument Date	Jul 31, 2019
Instrument	4783156
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 4TH AVE E NORTH ST PAUL MN 551093022, NORTH ST PAUL, MN 55109-3022

Tax Assessment & Valuation

The 2025 property tax bill for 983 Cook Ave E was $5,060 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,600 Land $25,000 Building $335,600	$360,600 Land $25,000 Building $335,600
2025	$5,060.00
2023	$4,068.00 Homeowner's exemption	$298,800 Land $20,000 Building $278,800	$298,800 Land $20,000 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 983 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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