Lake County property record for 991 Charles Ave, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,496 sqft · built 1975 |
| Lot Size | 0.39 acres (17,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,500 (Nov 1995) |
| Tax Bill | $10,186 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-403-001 |
| Primary APN | 07-14-403-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 4,416 sqft |
| 1st Floor Area | 1,416 sqft |
| 2nd Floor Area | 1,080 sqft |
| Upper Floors Area | 1,080 sqft |
| Basement Area | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,001 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 991 CHARLES AVE |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNS SUB LOT 11 |
| Legal Subdivision | BROWNS SUB |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 861508 |
991 Charles Ave is owned and occupied by an individual who bought it in November 1995.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 991 CHARLES AVE, GURNEE, IL 60031-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 1995 · Amount on File |
| Deed Sale | Nov 21, 1995 · Amount on File |
| Deed Document Number | 19953751465 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,620 Land $17,941 Building $104,679 | $367,896 Land $53,828 Building $314,068 | |
| 2023 | $10,186.00 (+29.56%) | $108,432 (+14.35%) Land $15,865 Building $92,567 | $325,329 (+14.35%) Land $47,600 Building $277,729 |
| 2022 | $7,862.00 | $94,824 Land $16,320 Building $78,504 | $284,501 Land $48,965 Building $235,536 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 991 Charles Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1979–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 991 Charles Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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