Lake County property record for 979 Charles Ave, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,424 sqft · built 1969 |
| Lot Size | 0.39 acres (17,001 sqft) |
| Owner | Company on Record |
| Tax Bill | $8,984 (2024) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-403-002 |
| Primary APN | 07-14-403-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 4,044 sqft |
| 1st Floor Area | 1,452 sqft |
| 2nd Floor Area | 972 sqft |
| Upper Floors Area | 972 sqft |
| Basement Area | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,001 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 979 CHARLES AVE |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNS SUB LOT 10 |
| Legal Subdivision | BROWNS SUB |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 861508 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 979 CHARLES AVE, GURNEE, IL 60031-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2016 |
| Transfer Doc | 0007328480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 979 CHARLES AVE, GURNEE, IL 60031-2038 |
| Document Number | 0007518621 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 979 CHARLES AVE GURNEE IL 600312038, GURNEE, IL 60031-2038 |
| Document Number | 0007518621 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 7518621 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHICAGO, IL 60064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,681 (+13.08%) Land $17,941 Building $97,740 | $347,077 (+13.08%) Land $53,828 Building $293,249 | |
| 2024 | $8,984.00 (+14.48%) | ||
| 2023 | $7,848.00 (+14.15%) | $102,296 (+14.81%) Land $15,865 Building $86,431 | $306,919 (+14.81%) Land $47,600 Building $259,319 |
| 2022 | $6,875.00 | $89,098 Land $16,320 Building $72,778 | $267,321 Land $48,965 Building $218,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1979–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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