Placer County property record for 991 Carson River Dr, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,157 sqft · built 2021 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,751 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-800-042-000 |
| Primary APN | 021-800-042-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,157 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 991 CARSON RIVER DR |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-7737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 202 ESPLANADE AT TURKEY CREEK PH 1A & 1B FF-55 |
| Legal Lot Number | 202 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 21304 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 991 CARSON RIVER DR, LINCOLN, CA 95648-7737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Apr 1, 2022 | Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 991 CARSON RIVER DR, LINCOLN, CA 95648-7737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 991 CARSON RIVER DR, LINCOLN, CA 95648-7737 |
| Document Number | 0000066938 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022-0066938 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Apr 1, 2022 |
| Property Address | 991 CARSON RIVER DR, LINCOLN, CA 95648-7737 |
| Document Number | 0000028579 |
| Map Reference | MB FF PG 55 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022-0028579 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 991 CARSON RIVER DR, LINCOLN, CA 95648-7737 |
| Document Number | 0000028580 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-0028580 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,000 (+2.47%) Land $160,900 Building $669,100 | |
| 2025 | $11,751.00 (+2.6%) | $810,000 (+2.65%) Land $157,000 Building $653,000 |
| 2023 | $11,453.00 (+118.44%) | $789,125 Land $153,000 Building $636,125 |
| 2022 | $5,243.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1986–1995) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
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