9908 Loch Less Ln, Laurel, MD 20723 Property Records

Howard County property record for 9908 Loch Less Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,452 sqft · built 2015
Lot Size	0.215 acres (9,346 sqft)
Owner	2 Individual Names on File
Last Sale	$695,183 (Oct 2015)
Tax Bill	$11,814 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-596253`

Property Details

APN / Parcel Number

Primary APN	`06-596253`
Alternative APN	`596253`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,452 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,346 sqft (0.215 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596253
Street Address	9908 LOCH LESS LN
City	LAUREL
State	MD
Zip	20723-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-ED
Legal Description	LOT 197 9,346 SQ' 9908 LOCH LESS LN WINCOPIA FARMS
Legal Subdivision	WINCOPIA FARMS
Legal Lot Number	197
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1016
Census Tract	606807

Owner

9908 Loch Less Ln is owned and occupied by two individuals who bought it in October 2015.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9908 LOCH LESS LN, LAUREL, MD 20723-6027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2015 · Amount on File
Deed Sale	Oct 15, 2015 · Amount on File
Deed Book / Page	16493 / 376
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9908 LOCH LESS LN, LAUREL, MD 20723-6027
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9908 LOCH LESS LN, LAUREL, MD 20723-6027

Mortgage

Document Number	0198230415
Date	Oct 16, 2020
Book Page	19823/415

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 9908 Loch Less Ln was $11,814 with a homeowner's exemption, down 1.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,814.00 (-1.62%) Homeowner's exemption	$897,433 (+5.25%)	$986,900 (+15.74%) Land $344,500 Building $642,400
2025	$12,008.00 Homeowner's exemption	$852,700 Land $229,500 Building $623,200	$852,700 Land $229,500 Building $623,200
2023		$718,833	$852,700 Land $229,500 Building $623,200
2022	$7,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9908 Loch Less Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9908 Loch Less Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20