Howard County property record for 9907 Loch Less Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,484 sqft · built 2015 |
| Lot Size | 0.174 acres (7,574 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,960 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596259 |
| Primary APN | 06-596259 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,484 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,574 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596259 |
|---|---|
| Street Address | 9907 LOCH LESS LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 259 7,574 SQ' 9907 LOCH LESS LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 259 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 606807 |
9907 Loch Less Ln is owned and occupied by two individuals.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9907 LOCH LESS LN, LAUREL, MD 20723-6027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9907 LOCH LESS LN, LAUREL, MD 20723-6027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 9907 LOCH LESS LN, LAUREL, MD 20723-6027 |
| Document Number | 0207090209 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 20709/209 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9907 LOCH LESS LN, LAUREL, MD 20723-6027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | K K TITLE AND ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0193360114 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 19336/114 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9907 LOCH LESS LN, LAUREL, MD 20723-6027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | KK TITLE AND ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0197950226 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 19795/226 |
| Name | TOPONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 9907 Loch Less Ln was $9,960 with a homeowner's exemption, down 6.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,960.00 (-6.72%) Homeowner's exemption | $832,233 (+5.6%) | $920,500 (+16.8%) Land $336,500 Building $584,000 |
| 2025 | $10,678.00 Homeowner's exemption | $788,100 Land $221,500 Building $566,600 | $788,100 Land $221,500 Building $566,600 |
| 2023 | $663,300 | $788,100 Land $221,500 Building $566,600 | |
| 2022 | $6,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9907 Loch Less Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9907 Loch Less Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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