Mecklenburg County property record for 9906 Ridgemore Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,887 sqft · built 1986 |
| Lot Size | 0.308 acres (13,437 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Jun 2023) |
| Tax Bill | $4,201 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-362-04 |
| Primary APN | 223-362-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,887 sqft Heated Area |
| Gross Area | 2,490 sqft |
| 1st Floor Area | 1,104 sqft |
| Upper Floors Area | 783 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 13,437 sqft (0.308 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 75 sqft |
| Patio Area | 202 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 223-362-04 |
|---|---|
| Street Address | 9906 RIDGEMORE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L4 B2 M21-425 |
| Legal Subdivision | WHITE OAK PH I |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5839 |
9906 Ridgemore Dr is owned by an individual who bought it in June 2023.
Source: Mecklenburg County records, as of July 10, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on File |
| Deed Sale | Jun 28, 2023 · Amount on File |
| Prior Sale | Mar 17, 2017 · Amount on File |
| Deed Document Number | 2023061202 |
| Deed Book / Page | 38218 / 95 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 28, 2023 |
| Property Address | 9906 RIDGEMORE DR, CHARLOTTE, NC 28277-2315 |
| Document Number | 0000061202 |
| Book / Page | 38218 / 95 |
| Map Reference | MB 21 PG 425 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023061202 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7905 TOTTENHAM CT, WAXHAW, NC 28173-6958 |
| Name | Verified Name |
|---|
| Document Number | 0000061203 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023061203 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | Other |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 17, 2017 |
| Property Address | 9906 RIDGEMORE DR, CHARLOTTE, NC 28277-2315 |
| Document Number | 0000034679 |
| Book / Page | 03164 / 000166 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 34679 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | TITLE COMPANY/NC, TITLE CO/NC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9906 RIDGEMORE DR CHARLOTTE NC 282772315, CHARLOTTE, NC 28277-2315 |
| Document Number | 34680 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 031646/000168 |
| Instrument | 34680 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 16, 2032 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,201.00 | $435,400 Land $115,000 Building $320,400 | $435,400 Land $115,000 Building $320,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9906 Ridgemore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9906 Ridgemore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures