9901 Ridgemore Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 9901 Ridgemore Dr, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,141 sqft · built 1988
Lot Size0.301 acres (13,118 sqft)
OwnerIndividual Name on File
Last Sale$174,000 (Dec 1999)
Tax Bill$4,360 (2023)
Deeds & MortgagesDec 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN223-363-25

Property Details

APN / Parcel Number

Primary APN223-363-25

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,141 sqft Heated Area
Gross Area2,760 sqft
1st Floor Area1,211 sqft
Upper Floors Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,118 sqft (0.301 acres)
Garage Area563 sqft
PorchPorch
Porch Area56 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number223-363-25
Street Address9901 RIDGEMORE DR
CityCHARLOTTE
StateNC
Zip28277-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL25 B3 M21-967
Legal SubdivisionWHITE OAK PH 03
Legal Block3
Legal Lot Number25
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5839

Owner

9901 Ridgemore Dr is owned and occupied by an individual who acquired it in August 2006.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address9901 RIDGEMORE DR, CHARLOTTE, NC 28277-2316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
IMC MORTGAGE CORP
Jan 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 1999 · Amount on File
Deed SaleDec 21, 1999 · Amount on File
Prior SaleDec 21, 1999 · Amount on File
Deed Document Number0000010984
Deed Book / Page223
Last Transfer DateAug 21, 2006
Transfer Doc0000171435
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9901 RIDGEMORE DR, CHARLOTTE, NC 28277-2316
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000242690
DateDec 29, 2021
Book Page36913/49
Instrument2021242690
Lender
NameIMC MORTGAGE CORP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9901 RIDGEMORE DR, CHARLOTTE, NC 28277-2316
Document Number0000009690
Book / Page032427 / 000463
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9901 RIDGEMORE DR CHARLOTTE NC 282772316, CHARLOTTE, NC 28277-2316

Mortgage

Document Number0000009690
DateJan 26, 2018
Book Page032427/000463
Instrument9690
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 25, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 9901 Ridgemore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9901 Ridgemore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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