Howard County property record for 9905 Swan Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,280 sqft · built 2003 |
| Lot Size | 0.15 acres (6,519 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jan 2014) |
| Tax Bill | $8,799 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570879 |
| Primary APN | 06-570879 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,519 sqft (0.15 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 570879 |
|---|---|
| Street Address | 9905 SWAN DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 5 6519 SQ 9905 SWAN DR KINGS ARMS, SECTION 2 |
| Legal Subdivision | KING ARMS |
| Legal Lot Number | 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
9905 Swan Dr is owned and occupied by an individual who acquired it in January 2022.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9905 SWAN DR, LAUREL, MD 20723-1679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC |
| Mar 31, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Mar 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2014 · Amount on File |
| Deed Sale | Jan 15, 2014 · Amount on File |
| Prior Sale | Jul 25, 2003 · Amount on File |
| Deed Book / Page | 15425 / 280 |
| Last Transfer Date | Jan 6, 2022 |
| Transfer Doc | 0212660228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 13, 2022 |
| Property Address | 9905 SWAN DR, LAUREL, MD 20723-1679 |
| Document Number | 0212660228 |
| Book / Page | 21266 / 228 |
| Map Reference | PL 15483-15486 |
| Instrument Date | Jan 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | PROGRESSIVE TITLE COMPANY, PROGRESSIVE TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9905 SWAN DR, LAUREL, MD 20723-1679 |
| Document Number | 0021266231 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 21266/231 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9905 SWAN DR, LAUREL, MD 20723-1679 |
| Document Number | 0175990461 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9905 SWAN DR LAUREL MD 207231679, LAUREL, MD 20723-1679 |
| Document Number | 0175990461 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 017599/000461 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9905 SWAN DR, LAUREL, MD 20723-1679 |
| Document Number | 0175580239 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 9905 SWAN DR LAUREL MD 207231679, LAUREL, MD 20723-1679 |
| Document Number | 0175580239 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 017558/000239 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2026 property tax bill for 9905 Swan Dr was $8,799, up 4.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,799.00 (+4.39%) | $565,900 (+4.37%) | $613,300 (+13.11%) Land $256,800 Building $356,500 |
| 2025 | $8,429.00 (+3.86%) | $542,200 Land $216,800 Building $325,400 | $542,200 Land $216,800 Building $325,400 |
| 2024 | $8,116.00 | ||
| 2023 | $498,667 | $542,200 Land $216,800 Building $325,400 | |
| 2022 | $5,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9905 Swan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9905 Swan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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