9900 Swan Dr, Laurel, MD 20723 Property Records

Howard County property record for 9900 Swan Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,204 sqft · built 2003
Lot Size	0.161 acres (7,027 sqft)
Owner	2 Trust Names on File
Last Sale	$475,000 (Jul 2005)
Tax Bill	$8,855 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-570836`

Property Details

APN / Parcel Number

Primary APN	`06-570836`
Alternative APN	`570836`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,204 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,027 sqft (0.161 acres)
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	570836
Street Address	9900 SWAN DR
City	LAUREL
State	MD
Zip	20723-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 1 7027 SQ 9900 SWAN DR KINGS ARMS, SECTION 2
Legal Subdivision	KINGS ARMS SEC 02
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606904

Owner

9900 Swan Dr is owner-occupied and held in a trust since July 2005.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9900 SWAN DR, LAUREL, MD 20723-1659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2005 · Amount on File
Deed Sale	Jul 27, 2005 · Amount on File
Prior Sale	Nov 19, 2003 · Amount on File
Deed Document Number	200559904
Deed Book / Page	9346 / 476
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9900 SWAN DR, LAUREL, MD 20723-1659
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200040299
Date	Dec 9, 2020
Book Page	20004/299

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 9900 Swan Dr was $8,855 with a homeowner's exemption, up 4.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,855.00 (+4.47%) Homeowner's exemption	$568,000 (+4.35%)	$615,400 (+13.06%) Land $259,100 Building $356,300
2025	$8,476.00 Homeowner's exemption	$544,300 Land $219,100 Building $325,200	$544,300 Land $219,100 Building $325,200
2023		$500,767	$544,300 Land $219,100 Building $325,200
2022	$5,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9900 Swan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9900 Swan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20