9905 Cottontail Ln, McKinney, TX 75071 Property Records

Collin County property record for 9905 Cottontail Ln, McKinney, TX 75071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,398 sqft · built 2015
Lot Size0.102 acres (4,467 sqft)
OwnerIndividual Name on File
Tax Bill$5,263 (2024)
Deeds & MortgagesNov 2021 Mortgage
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-10742-00A-0560-1

Property Details

APN / Parcel Number

Primary APNR-10742-00A-0560-1
Alternative APN
  • 2720101

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,398 sqft Living Area
1st Floor Area1,398 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick
Construction TypeWood Frame
Lot Area4,467 sqft (0.102 acres)
Garage TypeAttached
Garage Area427 sqft
PorchPorch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2720101
Street Address9905 COTTONTAIL LN
CityMCKINNEY
StateTX
Zip75071-6595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOSSIL CREEK AT WESTRIDGE PHASE 2 (CMC), BLK A, LOT 56
Legal SubdivisionFOSSIL CREEK AT WESTRIDGE PHASE 2 (CMC)
Legal Phase2
Legal BlockA
Legal Lot Number56
JurisdictionCOLLIN TX
Township / Civil DivisionMCKINNEY
Census Block Group4
Census Block4014
Census Tract30524

Owner

9905 Cottontail Ln is owned and occupied by an individual who acquired it in December 2025.

Source: Collin County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address15107 SHELLWOOD LN, FRISCO, TX 75035-6493
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 9, 2025Vendor's Lien, Transfer · Conventional Mortgage
THE LOAN STORE INC
Sep 12, 2024Intrafamily Transfer, Transfer
Jul 17, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2025
Deed SaleDec 9, 2025
Prior SaleSep 12, 2024
Deed Document Number2025000158295
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address9905 COTTONTAIL LN, MCKINNEY, TX 75071-6595
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002429310
DateNov 30, 2021
Instrument20211130002429310
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueDec 1, 2046

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateDec 9, 2025
Property Address9905 COTTONTAIL LN, MCKINNEY, TX 75071-6595
Document Number2025000158295
Map ReferenceVOL 2015 PG 186-87
Instrument DateDec 4, 2025
Instrument2025000158295
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15107 SHELLWOOD LN, FRISCO, TX 75035-6493

Mortgage

Document Number2025000158296
DateDec 9, 2025
Instrument2025000158296
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

September 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIN TX
Recording DateSep 12, 2024
Property Address9905 COTTONTAIL LN, MCKINNEY, TX 75071-6595
Document Number2024000112521
Map ReferenceVOL 2015 PG 186&187
Instrument DateSep 12, 2024
Instrument2024000112521
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2401 WOODLAWN RD, MCKINNEY, TX 75071-1801

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address9905 COTTONTAIL LN, MCKINNEY, TX 75071-6595
Document Number0001451590
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address9905 COTTONTAIL LN MCKINNEY TX 750716595, MCKINNEY, TX 75071-6595

Mortgage

Document Number0001451590
DateAug 31, 2020
Instrument1451590
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueAug 30, 2045

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMcKinney City
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$403,454 Land $110,000 Building $293,454$403,454 Land $110,000 Building $293,454
2024$5,263.00
2023$390,379 Land $110,000 Building $280,379$390,379 Land $110,000 Building $280,379
2022$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9905 Cottontail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9905 Cottontail Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCKINNEY
serves 224,043 people · EPA ID TX0430039
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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