990 S Main St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 990 S Main St, Athol, MA 01331

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	1.8 acres (78,408 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (May 2023)
Tax Bill	$2,265 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2023 Sale & Mortgage
APN	`ATHO M:00020 B:00046 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00020 B:00046 L:00000`
Alternative APN	`1491`

Interior

Full Baths	2 Baths
Units	4 Units
Building Area	4,652 sqft Living Area
Gross Area	5,388 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	78,408 sqft (1.8 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1491
Street Address	990 S MAIN ST
City	ATHOL
State	MA
Zip	01331-1880
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CB
Legal Block	46
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3009
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	84 WILSON ST, NORTH BILLERICA, MA 01862-1430
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Quit Claim Deed, Transfer SALEM FIVE CENTS SAVINGS BANK
May 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MICHAEL A BERNARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Nov 22, 2004 · Amount on Record
Deed Book / Page	69173 / 303
Last Transfer Date	Jan 5, 2026
Transfer Doc	0073053-54
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jan 6, 2026
Property Address	990 S MAIN ST, ATHOL, MA 01331-1880
Document Number	0073053-54
Book / Page	73053 / 54
Instrument Date	Jan 5, 2026
Instrument	870
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 WILSON ST, NORTH BILLERICA, MA 01862-1430

Mortgage

Document Number	0000000871
Date	Jan 6, 2026
Instrument	871

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	May 25, 2023
Property Address	990 S MAIN ST, ATHOL, MA 01331-1880
Document Number	069173-303
Book / Page	69173 / 303
Instrument Date	May 23, 2023
Instrument	40317
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 S MAIN ST, ATHOL, MA 01331-1880

Mortgage

Document Number	0000040318
Date	May 25, 2023
Instrument	40318

Lender

Name	MICHAEL A BERNARD

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,265.00 (-64.08%)	$178,800 (-63.96%) Building $178,800	$1,153,585 (-)
2025	$6,305.00 (-0.76%)	$496,100 (+0.18%) Land $111,100 Building $385,000	$1,153,585 (-9.23%)
2024	$6,353.00 (+53.64%)	$495,200 (+68.15%) Land $105,800 Building $389,400	$1,270,910
2023	$4,135.00	$294,500 Land $77,200 Building $217,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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