1038 S Main St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 1038 S Main St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,531 sqft · built 1938
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2022)
Tax Bill	$3,598 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
APN	`ATHO M:00020 B:00039 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00020 B:00039 L:00000`
Alternative APN	`1484`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,531 sqft Living Area
Gross Area	3,096 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1484
Street Address	1038 S MAIN ST
City	ATHOL
State	MA
Zip	01331-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	39
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3012
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 S MAIN ST, ATHOL, MA 01331-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK
Jun 3, 2022	Quit Claim Deed, Transfer · Commercial Mortgage UNIVERSAL CAPITAL CORP
Apr 12, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	2022129306
Deed Book / Page	68572 / 274
Prior Transfer Date	Dec 6, 2022
Prior Transfer Doc	0000129306
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Dec 7, 2022
Property Address	1038 S MAIN ST, ATHOL, MA 01331-2106
Document Number	068572-274
Book / Page	68572 / 274
Instrument Date	Dec 6, 2022
Instrument	129306
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1038 S MAIN ST, ATHOL, MA 01331-2106

Mortgage

Document Number	0000129307
Date	Dec 7, 2022
Instrument	129307

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	068572-294
Date	Dec 7, 2022
Book Page	68572/294
Instrument	129308

Lender

Name	ORION LENDING

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2034

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jun 3, 2022
Property Address	1038 S MAIN ST, ATHOL, MA 01331-2106
Document Number	067696-203
Book / Page	67696 / 203
Instrument Date	Jun 3, 2022
Instrument	60786
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 OAKLAND AVE, METHUEN, MA 01844-3652

Mortgage

Document Number	0000060787
Date	Jun 3, 2022
Instrument	60787

Lender

Name	UNIVERSAL CAPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Apr 12, 2022
Property Address	1038 S MAIN ST, ATHOL, MA 01331-2106
Document Number	067421-133
Book / Page	67421 / 133
Instrument Date	Apr 9, 2022
Instrument	40177
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 237, ORANGE, MA 01364-0237

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,598.00 (+6.58%)	$284,000 (+6.93%) Land $34,400 Building $249,600	$340,290 (-)
2025	$3,376.00 (+7.93%)	$265,600 (+8.94%) Land $33,000 Building $232,600	$340,290 (+5.82%)
2024	$3,128.00 (+7.94%)	$243,800 (+18.12%) Land $33,000 Building $210,800	$321,575
2023	$2,898.00	$206,400 Land $24,000 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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