990 Rossmere Ct, Naperville, IL 60540 Property Records

DuPage County property record for 990 Rossmere Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,100 sqft · built 1978
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$13,091 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-20-408-001

Property Details

APN / Parcel Number

Primary APN08-20-408-001

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,100 sqft Living Area
Gross Area4,164 sqft
1st Floor Area1,560 sqft
2nd Floor Area1,540 sqft
Basement Area1,064 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Lot Area10,454 sqft (0.24 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address990 ROSSMERE CT
CityNAPERVILLE
StateIL
Zip60540-8215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHUNTINGTON ESTS UNIT 2 ALL
Legal SubdivisionHUNTINGTON ESTS
Legal Lot Number7
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3001
Census Tract846205

Owner

990 Rossmere Ct is owned and occupied by an individual who acquired it in September 2005.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address990 ROSSMERE CT, NAPERVILLE, IL 60540-8215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Jan 4, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 28, 2005
Transfer Doc0000227978
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateOct 7, 2026
Property Address990 ROSSMERE CT, NAPERVILLE, IL 60540-8215
Document Number0000068808
Instrument DateSep 25, 2026
Instrument202668808
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address990 ROSSMERE CT, NAPERVILLE, IL 60540-8215

Mortgage

Document Number0000068808,
DateOct 7, 2026
Instrument202668808
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 4, 2056
Interest
Rate7.6%
Max Rate-1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address990 ROSSMERE CT, NAPERVILLE, IL 60540-8215
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000827
DateJan 4, 2017
InstrumentR2017-000827
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 28, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 990 Rossmere Ct was $13,091 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,091.00$232,326 Land $88,687 Building $143,639$696,978 Land $266,061 Building $430,917
2022$11,182.00 Homeowner's exemption$180,900 Land $69,060 Building $111,840$542,700 Land $207,180 Building $335,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 990 Rossmere Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1983–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 990 Rossmere Ct, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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