DuPage County property record for 856 Rossmere Ct, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,673 sqft · built 1978 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $655,000 (May 2022) |
| Tax Bill | $12,352 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-408-017 |
| Primary APN | 08-20-408-017 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,673 sqft Living Area |
| Gross Area | 4,134 sqft |
| 1st Floor Area | 1,533 sqft |
| 2nd Floor Area | 1,140 sqft |
| Basement Area | 1,461 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 856 ROSSMERE CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HUNTINGTON ESTATES ADD ALL |
| Legal Subdivision | HUNTINGTON ESTATES |
| Legal Lot Number | 53 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 846205 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Sep 26, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Jun 9, 2015 · Amount on Record |
| Deed Document Number | 202247158 |
| Last Transfer Date | Oct 5, 2024 |
| Transfer Doc | 0000008926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Document Number | 0000022142 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | R2024-022142 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 22, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 26, 2022 |
| Property Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Document Number | 0000088344 |
| Map Reference | DOC R77-09278 |
| Instrument Date | Sep 9, 2022 |
| Instrument | R2022-088344 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 12, 2022 |
| Property Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Document Number | 0000047158 |
| Map Reference | DOC R77-09278 |
| Instrument Date | May 3, 2022 |
| Instrument | R2022-047158 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 ROSSMERE CT, NAPERVILLE, IL 60540-8214 |
| Document Number | 0000047159 |
|---|---|
| Date | May 12, 2022 |
| Instrument | R2022-047159 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.8% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,352.00 (+3.73%) | $219,649 (+8.53%) Land $88,687 Building $130,962 | $658,947 (+8.53%) Land $266,061 Building $392,886 |
| 2024 | $11,908.00 (+11.5%) | $202,386 (+18.33%) Land $81,717 Building $120,669 | $607,158 (+18.33%) Land $245,151 Building $362,007 |
| 2022 | $10,680.00 Homeowner's exemption | $171,030 Land $69,060 Building $101,970 | $513,090 Land $207,180 Building $305,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1983–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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