990 Rocky Rd, Rapid City, SD 57701 Property Records

Meade County property record for 990 Rocky Rd, Rapid City, SD 57701

Property Summary

Property Type	Mobile Home
Details	3 bd · 2,788 sqft · built 1999
Lot Size	5.69 acres (248,118 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`21.77.11B.A`

Property Details

APN / Parcel Number

Primary APN	`21.77.11B.A`

Interior

Bedrooms	3 Beds
Building Area	2,788 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	248,118 sqft (5.69 acres)

Location & Zoning

Street Address	990 ROCKY RD
City	RAPID CITY
State	SD
Zip	57701-7061
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ELK VALLEY RANCHETTES LOT A OF LOT 11B REVISED MH ON RE 1999 41X68 ROLLOHOME S#R92473ABC
Legal Range	07
Legal Township	03
Legal Section	23
Legal Lot Number	A
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	3
Census Block	3015
Census Tract	20302

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 ROCKY RD, RAPID CITY, SD 57701-7061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · VA Mortgage BANKWEST INC
Apr 30, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	990 ROCKY RD, RAPID CITY, SD 57701-7061
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000911/741
Date	Apr 30, 2019
Book Page	911/741
Instrument	19002353

Lender

Name	BANKWEST INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MEADE SD
Recording Date	Apr 30, 2019
Property Address	990 ROCKY RD, RAPID CITY, SD 57701-7061
Document Number	00903/1484
Book / Page	903 / 1484
Instrument Date	Apr 30, 2019
Instrument	19002352
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 N ELK VALE RD, RAPID CITY, SD 57701-8514

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,392 (+1%) Land $83,465 Building $228,927	$312,392 (+1%) Land $83,465 Building $228,927
2025	$3,013.00 (+1.24%) Additional exemption filed	$283,992 (-) Land $75,877 Building $208,115	$283,992 Land $75,877 Building $208,115
2024	$2,976.00 (-4.71%)
2023		$283,992 Land $75,877 Building $208,115
2022	$3,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 91% of South Dakota
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisp West Fiber · Fixed Wireless	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

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