850 Rocky Rd, Rapid City, SD 57701 Property Records

Meade County property record for 850 Rocky Rd, Rapid City, SD 57701

Property Summary

Property Type	Mobile Home
Details	1,848 sqft · built 1999
Lot Size	7.57 acres (329,749 sqft)
Owner	Individual Name on Record
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21.77.11C`

Property Details

APN / Parcel Number

Primary APN	`21.77.11C`

Interior

Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	329,749 sqft (7.57 acres)

Location & Zoning

Street Address	850 ROCKY RD
City	RAPID CITY
State	SD
Zip	57701-7062
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ELK VALLEY RANCHETTES LOT 11C REVISED MH ON RE 1999 28X66 SKYLINE S#2T300456LAB
Legal Range	07
Legal Township	03
Legal Section	23
Legal Subdivision	VALLEY RANCHETTES SUB
Legal Lot Number	1
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	3
Census Block	3015
Census Tract	20302

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	850 ROCKY RD, RAPID CITY, SD 57701-7062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACK HILLS FCU
Aug 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage HUD
Feb 16, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, PENNINGTON TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2022
Transfer Doc	00952/1039
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	850 ROCKY RD, RAPID CITY, SD 57701-7062
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00959/1190
Date	Jan 10, 2022
Book Page	959/1190
Instrument	22000212

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	850 ROCKY RD, RAPID CITY, SD 57701-7062
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00966/1473
Date	Aug 9, 2022
Book Page	966/1473
Instrument	22005287

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Due	Jan 21, 2006

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	850 ROCKY RD, RAPID CITY, SD 57701-7062
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00966/1490
Date	Aug 9, 2022
Book Page	966/1490
Instrument	22005288

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Due	Jan 21, 2006

Interest

Rate Type	Fixed Rate

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE SD
Recording Date	Feb 16, 2022
Property Address	850 ROCKY RD, RAPID CITY, SD 57701-7062
Document Number	00952/1039
Book / Page	952 / 1039
Map Reference	MB 20 PG 229
Instrument Date	Feb 15, 2022
Instrument	22001064
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NOT AVAILABLE, PENNINGTON TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3855 CAMBELL ST LOT 86, 86, RAPID CITY, SD 57701-0138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 ROCKY RD, BLACK HAWK, SD 57718
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,078 (+1%) Land $95,330 Building $159,748	$255,078 (+1%) Land $95,330 Building $159,748
2025	$2,363.00 (+1.5%) Additional exemption filed	$231,889 (-) Land $86,664 Building $145,225	$231,889 Land $86,664 Building $145,225
2024	$2,328.00 (-4.39%)
2023		$231,889 (+11.82%) Land $86,664 Building $145,225
2022	$2,435.00	$207,382 Land $75,360 Building $132,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 91% of South Dakota
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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