Harnett County property record for 990 Raynor Rd, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1998 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jun 2001) |
| Tax Bill | $2,187 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400002078 |
| Primary APN | 1400002078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Area | 600 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1400002078 |
|---|---|
| Street Address | 990 RAYNOR RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-8643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#1 2.02 ACS B MATTHEWS PC#F/720-B |
| Legal Subdivision | BOBBY P MATTHEWS |
| Legal Lot Number | 1 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 71201 |
990 Raynor Rd, a rural home, is owned and occupied by two individuals who bought it in June 2001.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 RAYNOR RD, SPRING LAKE, NC 28390-8643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2001 · Amount on File |
| Deed Sale | Jun 5, 2001 · Amount on File |
| Deed Book / Page | 1506 / 777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 990 RAYNOR RD, SPRING LAKE, NC 28390-8643 |
| Document Number | 0000005739 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | WFG LENDER SERVICES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 970 RAYNOR RD SPRING LAKE NC 283908643, SPRING LAKE, NC 28390-8643 |
| Document Number | 0000005739 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 003599/000541 |
| Instrument | 5739 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 990 Raynor Rd was $2,187.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,187.00 | $284,184 | $284,184 Land $52,940 Building $231,244 |
| 2023 | $1,785.00 | $242,537 | $242,537 Land $43,180 Building $199,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Raynor Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2016–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Raynor Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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