Harnett County property record for 959 Raynor Rd, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 2,325 sqft · built 2024 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,177 (2026) |
| Deeds & Mortgages | Jul 2024 Construction Loan Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500046353 |
| Primary APN | 1500046353 |
|---|---|
| Alternative APN |
|
| Building Area | 2,325 sqft Heated Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 118,919 sqft (2.73 acres) |
| Account Number | 1500046353 |
|---|---|
| Street Address | 891 RAYNOR RD |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-8663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#5 LARRY RAYNOR MAP#2021-478 |
| Legal Subdivision | OLA WEST RAYNOR HEIRS |
| Legal Lot Number | 5 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 71201 |
959 Raynor Rd, a rural home, is owned and occupied by two individuals who acquired it in December 2021.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 891 RAYNOR RD, SPRING LAKE, NC 28390-8663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK |
| Dec 13, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2021 |
| Transfer Doc | 0000028521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 959 RAYNOR RD, SPRING LAKE, NC 28390-8661 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 183 ANDERSON RD, LINDEN, NC 28356-8639 |
| Document Number | 0000012995 |
|---|---|
| Date | Jul 26, 2024 |
| Book Page | 4245/174 |
| Instrument | 2024012995 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | 200 E DIVINE ST, DUNN, NC 28334 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 13, 2021 |
| Property Address | 959 RAYNOR RD, SPRING LAKE, NC 28390-8661 |
| Document Number | 0000029231 |
| Book / Page | 4088 / 628 |
| Map Reference | MB 2008 PG 155 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021029231 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8742 E REEVES BRIDGE RD, LINDEN, NC 28356-9194 |
| Name | Verified Name |
|---|---|
| Address | 110 MICHAELYN LN, SPRING LAKE, NC 28390-9139 |
The 2026 property tax bill for 959 Raynor Rd was $3,177, up 39.8% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,177.00 (+39.77%) | $417,917 (+33.83%) | $417,917 (+33.83%) Land $60,650 Building $357,267 |
| 2025 | $2,273.00 | $312,267 | $312,267 Land $49,030 Building $263,237 |
| 2023 | $301.00 | $43,030 | $43,030 Land $43,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 959 Raynor Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2016–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 959 Raynor Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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