Miami County property record for 990 Oak Lea Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 1976 |
| Lot Size | 0.894 acres (38,943 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2006) |
| Tax Bill | $4,754 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | G12-082409 |
| Primary APN | G12-082409 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 3,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 38,943 sqft (0.894 acres) |
| Lot Dimensions | 214 ft deep x 180 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,667 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 990 OAK LEA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-9 LOT 9 ASH GROVE #2 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 09 |
| Legal Subdivision | ASH GROVE #2 |
| Legal Lot Number | 9 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 350102 |
990 Oak Lea Dr is owned and occupied by an individual who acquired it in November 2016.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 990 OAK LEA DR, TROY, OH 45373-9536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2006 · Amount on File |
| Deed Sale | May 9, 2006 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Last Transfer Date | Nov 1, 2016 |
| Transfer Doc | 0000013527 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 990 Oak Lea Dr was $4,754 with a homeowner's exemption, up 5.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Monroe Township |
| Unified School District | Tipp City Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,754.00 (+5.86%) Homeowner's exemption | $109,730 (+28.69%) Land $18,970 Building $90,760 | $313,500 Land $54,200 Building $259,300 |
| 2024 | $4,491.00 (+13.78%) Homeowner's exemption | $85,270 (-) Land $15,720 Building $69,550 | |
| 2023 | $3,947.00 (-4.11%) Homeowner's exemption | $85,270 (-) Land $15,720 Building $69,550 | $243,600 (-) Land $44,900 Building $198,700 |
| 2022 | $4,116.00 Homeowner's exemption | $85,270 Land $15,720 Building $69,550 | $243,600 Land $44,900 Building $198,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 990 Oak Lea Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Oak Lea Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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