Miami County property record for 920 Oak Lea Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1974 |
| Lot Size | 0.842 acres (36,678 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (May 1992) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | G12-082414 |
| Primary APN | G12-082414 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Upper Floors Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 36,678 sqft (0.842 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 920 OAK LEA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-9 LOT 14 ASH GROVE #2 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 09 |
| Legal Subdivision | ASH GROVE #2 |
| Legal Lot Number | 14 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 350102 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 920 OAK LEA DR, TROY, OH 45373-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1992 · Amount on Record |
| Deed Sale | May 5, 1992 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 920 OAK LEA DR, TROY, OH 45373-9213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015943 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022OR-15943 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 25, 2047 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Monroe Township |
| Unified School District | Tipp City Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 (+5.89%) Homeowner's exemption | $88,200 (+28.97%) Land $17,640 Building $70,560 | $252,000 (+28.97%) Land $50,400 Building $201,600 |
| 2024 | $3,602.00 (+13.81%) Homeowner's exemption | $68,390 (-) Land $14,700 Building $53,690 | |
| 2023 | $3,165.00 (-4.12%) Homeowner's exemption | $68,390 (-) Land $14,700 Building $53,690 | $195,400 (-) Land $42,000 Building $153,400 |
| 2022 | $3,301.00 Homeowner's exemption | $68,390 Land $14,700 Building $53,690 | $195,400 Land $42,000 Building $153,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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