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990 N Lydia St, Stephenville, TX 76401 Property Records

Erath County property record for 990 N Lydia St, Stephenville, TX 76401

Property Summary

Property TypeSingle Family Home
Details2,838 sqft · built 1969
Lot Size0.468 acres (20,382 sqft)
OwnerIndividual Name on File
Last Sale$192,100 (Jun 2019)
Tax Bill$5,603 (2026)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR000034561

Property Details

APN / Parcel Number

Primary APNR000034561
Alternative APN
  • R.7000.00030.00.0

Interior

Stories1 Story
Building Area2,838 sqft Living Area
1st Floor Area2,838 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area20,382 sqft (0.468 acres)
Garage TypeAttached
Garage Area576 sqft
PorchPorch
Porch Area76 sqft
Patio Area192 sqft

Location & Zoning

Account NumberR.7000.00030.00.0
Street Address990 N LYDIA ST
CitySTEPHENVILLE
StateTX
Zip76401-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS7000 WEST OAKS ADDITION;, BLOCK 1;, LOT 2A & 2B (N5 OF 2B)
Legal SubdivisionWEST OAKS ADDITION
Legal Block1
Legal Lot Number2A,2B
JurisdictionERATH TX
Township / Civil DivisionSTEPHENVILLE
Census Block Group2
Census Block2021
Census Tract950402

Owner

990 N Lydia St is owned and occupied by an individual who bought it in June 2019.

Source: Erath County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address990 N LYDIA ST, STEPHENVILLE, TX 76401-2028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2019 · Amount on File
Deed SaleJun 5, 2019 · Amount on File
Prior SaleJun 12, 2013 · Amount on File
Deed Document Number20193102
Prior Transfer DateMay 31, 2019
Prior Transfer Doc201903102
Record UpdatedOct 29, 2026

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionERATH TX
Recording DateJun 5, 2019
Property Address990 N LYDIA ST, STEPHENVILLE, TX 76401-2028
Document Number201903102
Map ReferenceVOL 406 PG 294
Instrument DateMay 31, 2019
Instrument2019-03102
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyCOWBOY COUNTRY TITLE LLC, COWBOY COUNTRY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5414 WYOMING CT, 5414, GRANBURY, TX 76048-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address990 N LYDIA ST, STEPHENVILLE, TX 76401-2028

Mortgage

Document Number201903103
DateJun 5, 2019
Instrument2019-03103
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 990 N Lydia St was $5,603 with a homeowner's exemption, up 28.6% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
CountyErath County
MunicipalityStephenville City
Unified School DistrictStephenville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,603.00 (+28.6%)$334,570 (-) Land $45,000 Building $289,570$334,570 (-) Land $45,000 Building $289,570
2025$4,357.00 Homeowner's exemption$334,570 Land $45,000 Building $289,570$334,570 Land $45,000 Building $289,570
2023$5,239.00 (+3.07%)$295,650 Land $45,000 Building $250,650$295,650 Land $45,000 Building $250,650
2022$5,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 990 N Lydia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 990 N Lydia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STEPHENVILLE
serves 23,110 people · EPA ID TX0720002
Water SourcePurchased surface water from UPPER LEON RIVER MWD
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Vyve Broadband
Cable		1,000 / 50
Nextlink
Fixed Wireless · Fiber in parts of the area		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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