Erath County property record for 1121 N Lydia St, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 2,121 sqft · built 1970 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,711 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R000030457 |
| Primary APN | R000030457 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,121 sqft Living Area |
| 1st Floor Area | 2,121 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 16,291 sqft (0.374 acres) |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 44 sqft |
| Patio Area | 324 sqft |
| Account Number | R.2600.11960.00.0 |
|---|---|
| Street Address | 1121 N LYDIA ST |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2600 CITY ADDITION;, BLOCK 144;, LOT 9C;(S100 OF W1/2 OF 9 |
| Legal Subdivision | CITY ADDITION |
| Legal Block | 144 |
| Legal Lot Number | 9C |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950402 |
1121 N Lydia St is owned and occupied by an individual who acquired it in February 2010.
Source: Erath County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1121 N LYDIA ST, STEPHENVILLE, TX 76401-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2009 |
| Deed Sale | Aug 4, 2009 |
| Deed Document Number | 20093349 |
| Last Transfer Date | Feb 22, 2010 |
| Transfer Doc | 201001139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 1121 N LYDIA ST, STEPHENVILLE, TX 76401-2029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202106689 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-06689 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | STEPHENVILLE, TX 76401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2036 |
The 2026 property tax bill for 1121 N Lydia St was $4,711 with a senior citizen's exemption, up 97.3% from the year before.
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Municipality | Stephenville City |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,711.00 (+97.28%) | $281,310 (-) Land $45,000 Building $236,310 | $281,310 (-) Land $45,000 Building $236,310 |
| 2025 | $2,388.00 Senior Citizen's exemption | $281,310 Land $45,000 Building $236,310 | $281,310 Land $45,000 Building $236,310 |
| 2023 | $3,035.00 (-15.41%) Homeowner's exemption | $259,760 Land $45,000 Building $214,760 | $259,760 Land $45,000 Building $214,760 |
| 2022 | $3,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1121 N Lydia St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1121 N Lydia St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002 |
|---|---|
| Water Source | Purchased surface water from UPPER LEON RIVER MWD |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Nextlink Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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