Barnstable County and Barnstable Town City property record for 990 Main St, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,626 sqft · built 1920 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Trusts on Record |
| Tax Bill | $8,829 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:118 L:107 |
| Primary APN | OSTE M:118 L:107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 4,674 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 60784 |
|---|---|
| Street Address | 990 MAIN ST |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 107 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 13002 |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trusts on Record |
|---|---|
| Mailing Address | 990 MAIN ST, OSTERVILLE, MA 02655-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 6, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 28, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 035627-116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Feb 6, 2023 |
| Property Address | 990 MAIN ST, OSTERVILLE, MA 02655-2017 |
| Document Number | 035627-116 |
| Book / Page | 35627 / 116 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 5152 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 990 MAIN ST, OSTERVILLE, MA 02655-2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 990 MAIN ST, OSTERVILLE, MA 02655-2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32651-3 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 32651/3 |
| Instrument | 4454 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,829.00 (+3.44%) | $1,091,300 (-0.14%) Land $534,000 Building $557,300 | $1,187,880 |
| 2024 | $8,535.00 (+20.01%) | $1,092,800 (+28.16%) Land $534,000 Building $558,800 | |
| 2023 | $7,112.00 | $852,700 Land $375,800 Building $476,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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