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972 Main St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 972 Main St, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,446 sqft · built 1981
Lot Size0.29 acres (12,632 sqft)
Owner2 Trust Names on File
Last Sale$475,000 (May 2015)
Tax Bill$7,275 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APNOSTE M:118 L:109

Property Details

APN / Parcel Number

Primary APNOSTE M:118 L:109
Alternative APN
  • 60800

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,446 sqft Living Area
Gross Area3,000 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number60800
Street Address972 MAIN ST
CityOSTERVILLE
StateMA
Zip02655-2045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number109
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3031
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City assessment roll, APN OSTE M:118 L:109, as of May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address972 MAIN ST, OSTERVILLE, MA 02655-2045
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2019Deed of Trust, Mortgage · ARM
NEEDHAM BANK
Nov 30, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2015 · Amount on Record
Deed SaleMay 01, 2015 · Amount on Record
Prior SaleFeb 20, 2004 · Amount on Record
Deed Book / Page28839 / 320
Transfer Doc0000059631
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address972 MAIN ST, OSTERVILLE, MA 02655-2045
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31819-159
DateFeb 05, 2019
Book Page31819/159
Instrument5391
Lender
NameNEEDHAM BANK
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueMar 01, 2059
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 01, 2024

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateNov 30, 2018
Property Address972 MAIN ST, OSTERVILLE, MA 02655-2045
Document Number31699-139
Book / Page031699 / 000139
Instrument DateNov 30, 2018
Instrument59631
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address972 MAIN ST OSTERVILLE MA 026552045, OSTERVILLE, MA 02655-2045

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll as of May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,275.00 (+6.38%)$899,200 (+2.68%) Land $465,900 Building $433,300$927,580
2024$6,839.00 (+17.91%)$875,700 (+25.91%) Land $465,900 Building $409,800
2023$5,800.00$695,500 Land $327,900 Building $367,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010130023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2004 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 237 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4020002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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