990 Hillcrest Rd, Elgin, IL 60123 Property Records

Kane County property record for 990 Hillcrest Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1965
Lot Size	0.434 acres (18,898 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$7,511 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-453-034`

Property Details

APN / Parcel Number

Primary APN	`06-03-453-034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	18,898 sqft (0.434 acres)
Lot Width	160 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	990 HILLCREST RD
City	ELGIN
State	IL
Zip	60123-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 2ND ADDN LOT 57
Legal Subdivision	CENTURY OAKS 2ND ADDN
Legal Block	1
Legal Lot Number	57
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	990 HILLCREST RD, ELGIN, IL 60123-1462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	202233874
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2022
Property Address	990 HILLCREST RD, ELGIN, IL 60123-1462
Document Number	0000033874
Instrument Date	Jun 9, 2022
Instrument	2022K033874
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	990 HILLCREST RD, 990, ELGIN, IL 60123-1462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 HILLCREST RD, ELGIN, IL 60123-1462

Mortgage

Document Number	0000033875
Date	Jun 30, 2022
Instrument	2022K033875

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,511.00 (+24.17%) Homeowner's exemption	$106,453 (+8.57%) Land $28,910 Building $77,543	$319,487 (+8.57%) Land $86,765 Building $232,722
2024		$98,050 (+21.39%) Land $26,628 Building $71,422	$294,268 (+21.44%) Land $79,916 Building $214,352
2022	$6,049.00 (+5.11%) Homeowner's exemption	$80,770 (+6.96%) Land $21,935 Building $58,835	$242,310 (+6.96%) Land $65,805 Building $176,505
2021	$5,755.00 Homeowner's exemption	$75,515 Land $20,508 Building $55,007	$226,545 Land $61,524 Building $165,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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