1. Home
  2. Illinois
  3. Elgin
  4. Hillcrest Rd

983 Hillcrest Rd, Elgin, IL 60123 Property Records

Kane County property record for 983 Hillcrest Rd, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,412 sqft · built 1960
Lot Size2.15 acres (93,913 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Aug 2018)
Tax Bill$11,775 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-03-479-003

Property Details

APN / Parcel Number

Primary APN06-03-479-003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,412 sqft Living Area
Gross Area3,972 sqft
1st Floor Area2,412 sqft
Basement Area1,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Foundation TypeRaised
Lot Area93,913 sqft
Lot Width500 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address983 HILLCREST RD
CityELGIN
StateIL
Zip60123-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTURY OAKS LOT 20
Legal SubdivisionCENTURY OAKS
Legal Block1
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1002
Census Tract851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address983 HILLCREST RD, ELGIN, IL 60123-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage
BETTER MTG CORP ISAOA
Aug 16, 2018Warranty Deed, Transfer
LIFESTONE MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number201840099
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address983 HILLCREST RD, ELGIN, IL 60123-1425
Document Number0000002991
Instrument DateJan 13, 2021
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address983 HILLCREST RD ELGIN IL 601231425, ELGIN, IL 60123-1425

Mortgage

Document Number0000002991
DateJan 13, 2021
Instrument2991
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
AmountAmount Recorded
Term360 Months
DueJan 12, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2018
Property Address983 HILLCREST RD, ELGIN, IL 60123-1425
Document Number0002040099
Instrument DateAug 10, 2018
Instrument2040099
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyBAIRD AND WARNER TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address165 N LYLE AVE ELGIN IL 601235013, ELGIN, IL 60123-5013

Mortgage

Document Number40100
DateAug 16, 2018
Instrument40100
Lender
NameLIFESTONE MTG CORP
AddressPINGREE GROVE, IL 60140
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,775.00 (+15.88%) Homeowner's exemption$162,353 (+8.57%) Land $38,230 Building $124,123$487,254 (+8.57%) Land $114,736 Building $372,518
2024$149,537 (+21.39%) Land $35,212 Building $114,325$448,791 (+21.44%) Land $105,678 Building $343,112
2022$10,161.00 (+4.33%) Homeowner's exemption$123,183 (+6.96%) Land $29,006 Building $94,177$369,549 (+6.96%) Land $87,018 Building $282,531
2021$9,739.00 Homeowner's exemption$115,168 Land $27,119 Building $88,049$345,504 Land $81,357 Building $264,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Hillcrest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures