990 Emerald Ave, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 990 Emerald Ave, Fort Pierce, FL 34945 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 1966
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Jun 2022)
Tax Bill	$7,262 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2309-801-0040-000-5`

Property Details

APN / Parcel Number

Primary APN	`2309-801-0040-000-5`
Alternative APN	`13377`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,314 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	2,314 sqft
Utility Room	Utility Room
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	43,124 sqft (0.99 acres)
Garage Area	160 sqft
Porch	Screened Aluminum Porch
Porch Area	267 sqft
Patio Area	1,102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	13377
Street Address	990 EMERALD AVE
City	FORT PIERCE
State	FL
Zip	34945-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST FORT PIERCE ESTATES -UNRECORDED PLAT IN SEC 9 35 39-LOT 39 (0.99 AC)
Legal Range	39E
Legal Township	35S
Legal Section	09
Legal Subdivision	WEST FORT PIERCE ESTATES (UNRECORDED)
Legal Lot Number	39
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2000
Census Tract	382202

Owner

Source: St. Lucie County records · APN 2309-801-0040-000-5

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Sep 28, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 14, 2018	Warranty Deed, Transfer · VA Mortgage E MORTGAGE MANAGEMENT LLC
Jan 03, 2017	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20225062989
Deed Book / Page	4850 / 2912
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0041860300
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127

Mortgage

Document Number	0051271304
Date	Apr 01, 2024
Book Page	5127/1304
Instrument	5318408

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	655 CAMINO DEL RIO N 100, SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jun 30, 2022
Property Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127
Document Number	0048502912
Book / Page	4850 / 2912
Instrument Date	Jun 24, 2022
Instrument	5062989
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FAIRWATER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 TANZBERGER DR, 151, SAINT LOUIS, MO 63129-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127

Mortgage

Document Number	0048502914
Date	Jun 30, 2022
Instrument	4850/2914

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 28, 2018
Property Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127
Document Number	0041860300
Book / Page	004186 / 000300
Instrument Date	Sep 25, 2018
Instrument	4485653
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Amount	Amount Recorded
Tax	$618.80
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	990 EMERALD AVE FORT PIERCE FL 349452127, FORT PIERCE, FL 34945-2127

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 14, 2018
Property Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127
Document Number	0041801174
Book / Page	4180 / 1174
Instrument Date	Sep 12, 2018
Instrument	4480398
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127

Mortgage

Document Number	0004480400
Date	Sep 14, 2018
Instrument	4480400

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jan 03, 2017
Property Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127
Document Number	0039490554
Book / Page	3949 / 0554
Instrument Date	Dec 30, 2016
Instrument	4263416
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2037 SE HARLOW ST, 2037, PORT SAINT LUCIE, FL 34952-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 EMERALD AVE, FORT PIERCE, FL 34945-2127

Mortgage

Document Number	0004263417
Date	Jan 03, 2017
Instrument	4263417

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$432,488 (+4.47%)	$451,600 (+9.08%) Land $175,400 Building $276,200
2024	$7,262.00 (+0.47%)
2023	$7,228.00 (+111.59%) Additional exemption filed	$414,000 (+92.11%) Land $142,800 Building $271,200	$414,000 (+22.81%) Land $142,800 Building $271,200
2022	$3,416.00 Homeowner's exemption	$215,504	$337,100 Land $112,200 Building $224,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113822022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 357 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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