851 Emerald Ave, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 851 Emerald Ave, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 1969
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Nov 2019)
Tax Bill	$3,142 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2309-801-0035-000-7`

Property Details

APN / Parcel Number

Primary APN	`2309-801-0035-000-7`
Alternative APN	`13373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,627 sqft Finished Area
1st Floor Area	1,627 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.689 acres)
Garage Type	Mixed
Garage Area	528 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	568 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	13373
Street Address	851 EMERALD AVE
City	FORT PIERCE
State	FL
Zip	34945-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	WEST FORT PIERCE ESTATES -UNRECORDED PLAT IN SEC 9-35-39-LOT 34 (0.69 AC)
Legal Range	39E
Legal Township	35S
Legal Section	09
Legal Subdivision	WEST FORT PIERCE ESTATES (UNRECORDED)
Legal Lot Number	34
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2000
Census Tract	382202

Owner

851 Emerald Ave is owned and occupied by an individual who bought it in November 2019.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	851 EMERALD AVE, FORT PIERCE, FL 34945-2141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	4637151
Deed Book / Page	4341 / 1435
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Nov 4, 2019
Property Address	851 EMERALD AVE, FORT PIERCE, FL 34945-2141
Document Number	0043411435
Book / Page	4341 / 1435
Instrument Date	Oct 29, 2019
Instrument	4637151
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7402 LAKELAND BLVD, 7402, FORT PIERCE, FL 34951-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 EMERALD AVE, FORT PIERCE, FL 34945-2141

Mortgage

Document Number	0043411437
Date	Nov 4, 2019
Instrument	4341-1437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	851 EMERALD AVE, FORT PIERCE, FL 34945-2141
Document Number	0042881984
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	851 EMERALD AVE FORT PIERCE FL 349452141, FORT PIERCE, FL 34945-2141

Mortgage

Document Number	0042881984
Date	Jun 27, 2019
Book Page	004288/001984
Instrument	4586499

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Mar 20, 2017
Property Address	851 EMERALD AVE, FORT PIERCE, FL 34945-2141
Document Number	0039740878
Book / Page	3974 / 0878
Instrument Date	Mar 17, 2017
Instrument	4288025
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ST LUICE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 EMERALD AVE, FORT PIERCE, FL 34945-2141

Mortgage

Document Number	0004288026
Date	Mar 20, 2017
Instrument	4288026

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,813	$401,500 Land $149,600 Building $251,900
2024	$3,142.00 (+2.48%)
2023	$3,066.00 (+2.92%) Additional exemption filed	$360,800 (+86.83%) Land $121,800 Building $239,000	$360,800 (+19.95%) Land $121,800 Building $239,000
2022	$2,979.00 Homeowner's exemption	$193,112	$300,800 Land $95,700 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 851 Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Emerald Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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