990 E Main St, Unit E, El Cajon, CA 92021 Property Records

San Diego County property record for 990 E Main St, Unit E, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,360 sqft · built 1981
Lot Size	2.19 acres (95,787 sqft)
Owner	2 Company Names on Record
Last Sale	$140,000 (Aug 2012)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`489-130-52-07`

Property Details

APN / Parcel Number

Primary APN	`489-130-52-07`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,360 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	95,787 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	990 E MAIN ST, E
City	EL CAJON
State	CA
Zip	92021-6246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 7 PER DOC80-186586&232777&UND INT IN TR 009410
Legal Subdivision	PEPPER OAK
Legal Tract	009410
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15701

Owner

Source: San Diego County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	990 E MAIN ST, EL CAJON, CA 92021-6238
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 18, 2023	Intrafamily Transfer, Transfer
Nov 15, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2012 · Amount on Record
Deed Sale	Aug 28, 2012 · Amount on Record
Prior Sale	May 12, 1987 · Amount on Record
Deed Document Number	2012513651
Last Transfer Date	Nov 5, 2019
Transfer Doc	0000528742
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	990 E MAIN ST, EL CAJON, CA 92021-6238
Document Number	0000108267
Instrument Date	Mar 11, 2026
Instrument	2026108267
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	990 E MAIN ST, EL CAJON, CA 92021-6238

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2023
Property Address	990 E MAIN ST UNIT E, E, EL CAJON, CA 92021-6246
Document Number	0000283858
Map Reference	MAP 9410
Instrument Date	Aug 16, 2023
Instrument	2023-0283858
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	990 E MAIN ST UNIT E, E, EL CAJON, CA 92021-6246

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	990 E MAIN ST UNIT E, E, EL CAJON, CA 92021-6246
Document Number	0000528742
Instrument Date	Nov 5, 2019
Instrument	528742
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	990 E MAIN ST EL CAJON CA 920216238, EL CAJON, CA 92021-6238

Mortgage

Document Number	528743
Date	Nov 15, 2019
Instrument	528743

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,832 (+2%) Land $47,833 Building $127,999
2025	$1,979.00 (-0.5%) Homeowner's exemption	$172,386 (+4.04%) Land $46,896 Building $125,490
2024	$1,989.00 (-1.49%)
2023	$2,019.00 (+1.56%)	$165,694 Land $45,076 Building $120,618
2022	$1,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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