990 E Main St, Unit A, El Cajon, CA 92021 Property Records

San Diego County property record for 990 E Main St, Unit A, El Cajon, CA 92021

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,525 sqft · built 1981
Lot Size2.19 acres (95,787 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Aug 2025)
Tax Bill$4,973 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Aug 2018 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN489-130-52-11

Property Details

APN / Parcel Number

Primary APN489-130-52-11

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,525 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area95,787 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address990 E MAIN ST, A
CityEL CAJON
StateCA
Zip92021-6246
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 11PER DOC80-186586&232777&UND INT IN TR 009410
Legal SubdivisionPEPPER OAK
Legal Tract009410
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address990 E MAIN ST, A, EL CAJON, CA 92021-6246
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Grant Deed, Transfer · Conventional Mortgage
POINT MORTGAGE CORP
Aug 8, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 8, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
May 26, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Prior SaleJun 4, 2020 · Amount on Record
Deed Document Number2025222858
Prior Transfer DateMar 15, 2006
Prior Transfer Doc0000196507
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 4, 2020
Property Address990 E MAIN ST UNIT A, A, EL CAJON, CA 92021-6246
Document Number0000286862
Map ReferenceMAP 9410
Instrument DateMay 5, 2020
Instrument2020-0286862
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address990 E MAIN ST UNIT A, A, EL CAJON, CA 92021-6246

Mortgage

Document Number0000286863
DateJun 4, 2020
Instrument2020-0286863
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 8, 2018
Property Address990 E MAIN ST UNIT A, A, EL CAJON, CA 92021-6246
Document Number0000324017
Instrument DateAug 3, 2018
Instrument324017
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 S BONNIE BRAE ST LOS ANGELES CA 900064157, LOS ANGELES, CA 90006-4157

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 8, 2018
Property Address990 E MAIN ST UNIT A, A, EL CAJON, CA 92021-6246
Document Number0000324019
Instrument DateAug 3, 2018
Instrument324019
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1233 S BONNIE BRAE ST LOS ANGELES CA 900064157, LOS ANGELES, CA 90006-4157

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address990 E MAIN ST UNIT A, A, EL CAJON, CA 92021-6246
Document Number0000324018
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 S BONNIE BRAE ST LOS ANGELES CA 900064157, LOS ANGELES, CA 90006-4157

Mortgage

Document Number0000324018
DateAug 8, 2018
Instrument324018
Lender
NameHOME PT FIN'L
AddressPARS IPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 26, 2017
Property Address990 E MAIN ST UNIT A, A, EL CAJON, CA 92021-6246
Document Number0000238755
Instrument DateMay 26, 2017
Instrument238755
Transaction TypeTransfer
Record UpdatedJun 6, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address990 E MAIN ST #A EL CAJON CA 920216246, A, EL CAJON, CA 92021-6246

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$565,000 (+34.19%) Land $240,426 Building $324,574
2025$4,973.00 (+2.01%)$421,049 (+4.04%) Land $179,170 Building $241,879
2023$4,875.00 (+1.58%)$404,701 Land $172,213 Building $232,488
2022$4,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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Nearby Streets

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