Albemarle County property record for 990 Broad Axe Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,355 sqft |
| Lot Size | 7.63 acres (332,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,825,000 (Mar 2025) |
| Tax Bill | $16,166 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07300-00-00-014A2 |
| Primary APN | 07300-00-00-014A2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,355 sqft Finished Area |
| Basement Area | 2,818 sqft |
| Finished Basement | 946 sqft |
| Unfinished Basement | 2,818 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Composition/Composite |
|---|---|
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 332,363 sqft (7.63 acres) |
| Garage Area | 814 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 990 BROAD AXE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE TRACT A-3 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11201 |
Source: Albemarle County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 990 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Gift Deed, Transfer |
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit JUST IN TIME FINANCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on Record |
| Deed Sale | Mar 3, 2025 · Amount on Record |
| Deed Document Number | 20251818 |
| Last Transfer Date | Aug 27, 2025 |
| Transfer Doc | 0000010680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 12, 2025 |
| Property Address | 990 BROAD AXE ROAD, CHARLOTTESVILLE, VA 22903-7406 |
| Document Number | 202500010680 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 202500010680 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 990 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | CHARLOTTESVILLE, VA 22903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300008832 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 202300008832 |
| Name | JUST IN TIME FINANCE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,166.00 (+83.91%) | $1,808,300 (+37.84%) Land $212,700 Building $1,595,600 | $1,808,300 (+37.84%) Land $212,700 Building $1,595,600 |
| 2025 | $8,790.00 (+529.21%) | $1,311,900 (+701.89%) Land $177,800 Building $1,134,100 | $1,311,900 (+701.89%) Land $177,800 Building $1,134,100 |
| 2023 | $1,397.00 | $163,600 Land $163,600 | $163,600 Land $163,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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