960 Broad Axe Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 960 Broad Axe Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,684 sqft · built 1981
Lot Size	8.42 acres (366,862 sqft)
Owner	Individual Name on Record
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07300-00-00-014B0`

Property Details

APN / Parcel Number

Primary APN	`07300-00-00-014B0`
Alternative APN	`29386`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,684 sqft Finished Area
Basement Area	1,292 sqft
Unfinished Basement	1,088 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Metal
Lot Area	366,862 sqft (8.42 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	320 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Street Address	960 BROAD AXE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 2
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3003
Census Tract	11201

Owner

Source: Albemarle County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	960 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage DEREK MALCOLM
Apr 30, 2026	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Dec 8, 2023	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jun 8, 2022	Bargain and Sale Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026
Deed Sale	Apr 30, 2026
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	20264119
Prior Transfer Date	Apr 14, 2026
Prior Transfer Doc	0000004119
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	960 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300007007
Date	Aug 15, 2023
Instrument	202300007007

Lender

Name	DEREK MALCOLM
Type	Private Party
Address	14224 HEATHER DR, BRISTOL, VA 24202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 30, 2026
Property Address	960 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406
Document Number	0000004119
Instrument Date	Apr 14, 2026
Instrument	20264119
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004120,
Date	Apr 30, 2026
Instrument	20264120

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 8, 2023
Property Address	960 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406
Document Number	202300010314
Map Reference	MB 675 PG 738
Instrument Date	Dec 7, 2023
Instrument	202300010314
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	960 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7406

Mortgage

Document Number	202300010315
Date	Dec 8, 2023
Instrument	202300010315

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 8, 2022
Property Address	4746 WILD ORCHID RDG, CHARLOTTESVILLE, VA 22903-7478
Document Number	202200006959
Map Reference	MB 675 PG 738
Instrument Date	May 9, 2022
Instrument	202200006959
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 NORFOLK DRIVE, NORFOLK, VA 23518

Mortgage

Document Number	202200006960
Date	Jun 8, 2022
Instrument	202200006960

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 6, 2023

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,400 (+5.6%) Land $208,300 Building $504,100	$712,400 (+5.6%) Land $208,300 Building $504,100
2025	$6,030.00 (+161.04%)	$674,600 (+149.3%) Land $204,600 Building $470,000	$674,600 (+149.3%) Land $204,600 Building $470,000
2023	$2,310.00	$270,600 Land $161,900 Building $108,700	$270,600 Land $161,900 Building $108,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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