990 Big Bell Loop, Eads, TN 38028 Property Records

Fayette County property record for 990 Big Bell Loop, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,568 sqft · built 1978
Lot Size	5.07 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2022)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024102 05100`

Property Details

APN / Parcel Number

Primary APN	`024102 05100`
Alternative APN	`102 05100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,975 sqft
Upper Floors Area	989 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.07 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,248 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	620 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	990 BIG BELL LOOP
City	EADS
State	TN
Zip	38028-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG BELL 24 SECTION C
Legal Subdivision	BIG BELL
Legal Lot Number	24
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	3
Census Block	3026
Census Tract	60403

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11910 BRIDAL LN, ARLINGTON, TN 38002-5347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Mar 3, 2022	Warranty Deed, Transfer CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TTL SVCS
Mar 3, 2022	Intrafamily Transfer, Transfer MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Mar 3, 2022
Deed Document Number	22001709
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	990 BIG BELL LOOP, EADS, TN 38028-3516
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11910 BRIDAL LN, ARLINGTON, TN 38002-5347

Mortgage

Document Number	0000005499
Date	Sep 25, 2023
Instrument	23005499

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	11.6%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 3, 2022
Property Address	990 BIG BELL LOOP, EADS, TN 38028-3516
Document Number	0000001709
Map Reference	MB 4 PG 42
Instrument Date	Feb 15, 2022
Instrument	22001709
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11910 BRIDAL LN, ARLINGTON, TN 38002-5347

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE TN
Recording Date	Mar 3, 2022
Property Address	990 BIG BELL LOOP, EADS, TN 38028-3516
Document Number	0000001708
Map Reference	MB 3 PG 53
Instrument Date	Feb 10, 2022
Instrument	22001708
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 BIG BELL LOOP, EADS, TN 38028-3516

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00	$111,725 (+43.7%) Land $30,300 Building $81,425	$446,900 (+43.7%) Land $121,200 Building $325,700
2023		$77,750 Land $19,825 Building $57,925
2021			$311,000 Land $79,300 Building $231,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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