645 Big Bell Loop, Eads, TN 38028 Property Records

Fayette County property record for 645 Big Bell Loop, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,262 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2021)
Tax Bill	$748 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024102 03100`

Property Details

APN / Parcel Number

Primary APN	`024102 03100`
Alternative APN	`102 03100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	1,704 sqft
Upper Floors Area	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	124 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	645 BIG BELL LOOP
City	EADS
State	TN
Zip	38028-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG BELL 33 SEC 2-B
Legal Subdivision	BIG BELL
Legal Lot Number	33
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	3
Census Block	3005
Census Tract	60403

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	645 BIG BELL LOOP, EADS, TN 38028-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	21010468
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Nov 16, 2021
Property Address	645 BIG BELL LOOP, EADS, TN 38028-3513
Document Number	0000010468
Map Reference	MB 4 PG 2
Instrument Date	Nov 12, 2021
Instrument	21010468
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BIG BELL LOOP, EADS, TN 38028-3513

Mortgage

Document Number	0000010469
Date	Nov 16, 2021
Instrument	21010469

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$748.00	$80,375 (+47.41%) Land $29,950 Building $50,425	$321,500 (+47.41%) Land $119,800 Building $201,700
2023		$54,525 Land $19,675 Building $34,850
2021			$218,100 Land $78,700 Building $139,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Big Bell Loop

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