990 Ayers Ln, Galt, CA 95632 Property Records

Sacramento County property record for 990 Ayers Ln, Galt, CA 95632 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,645 sqft Living Area
Lot Size	7,092 sqft (0.163 acres)
Garage	448 sqft
Last Sale	$560,000 (2024)
Tax Bill	$10,217.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`150-0790-045-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,645 sqft Living Area
1st Floor	1,645 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other (not Classified) Roof
Lot Area	7,092 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces
Garage Area	448 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	990 AYERS LN
City	GALT
State	CA
Zip	95632-8615
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NULL
Legal Subdivision	CEDAR FLATS ESTATES PHASE 1
Jurisdiction	SACRAMENTO CA
Minor Civil Division	GALT
Census Blockgroup	1
Census Block	1004
Census Tract	9410

Owner

Source: Sacramento County records · APN 150-0790-045-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 INDUSTRIAL DR, GALT, CA 95632-1621
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Sep 26, 2022 · Amount on Record
Deed Book / Page	20240918 / 871
Prior Transfer Date	Sep 17, 2024
Prior Transfer Doc	2024000872
Record Refreshed	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 26, 2022
Property Address	990 AYERS LN, GALT, CA 95632-8615
Document Number	0000000593
Map Reference	MB 426 PG 7
Instrument Date	Sep 26, 2022
Instrument	2022092600593
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	990 AYERS LN, GALT, CA 95632-8615

Mortgage

Document Number	0000000594
Date	Sep 26, 2022
Instrument	2022092600594

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$571,200 (+2%) Land $137,700 Building $433,500
2025	$10,217.00 (-1.58%)	$560,000 (-4.25%) Land $135,000 Building $425,000
2024	$10,381.00 (+1.89%)
2023	$10,188.00 (+122.4%)	$584,852 Land $135,000 Building $449,852
2022	$4,581.00

Flood & Wildfire

990 Ayers Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 37th percentile of exposed land nationally · 22nd in California
Wildfire Likelihood	Moderate — about 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.