986 Ayers Ln, Galt, CA 95632 Property Records

Sacramento County property record for 986 Ayers Ln, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft · built 2022
Lot Size	0.157 acres (6,824 sqft)
Owner	Company Name on File
Last Sale	$669,500 (Aug 2022)
Tax Bill	$11,706 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0790-046-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0790-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,093 sqft
2nd Floor Area	1,151 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	6,824 sqft (0.157 acres)
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	986 AYERS LN
City	GALT
State	CA
Zip	95632-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NULL
Legal Subdivision	CEDAR FLATS ESTATES PHASE 1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1004
Census Tract	9410

Owner

Source: Sacramento County records · APN 150-0790-046-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	986 AYERS LN, GALT, CA 95632-8615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 31, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Book / Page	20220831 / 574
Prior Transfer Date	Aug 18, 2022
Prior Transfer Doc	2022000575
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2022
Property Address	986 AYERS LN, GALT, CA 95632-8615
Document Number	0000000575
Map Reference	MB 426 PG 7
Instrument Date	Aug 18, 2022
Instrument	2022083100575
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 AYERS LN, GALT, CA 95632-8615

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2022
Property Address	986 AYERS LN, GALT, CA 95632-8615
Document Number	0000000574
Map Reference	MB 426 PG 7
Instrument Date	Aug 08, 2022
Instrument	2022083100574
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 AYERS LN, GALT, CA 95632-8615

Mortgage

Document Number	0000000576
Date	Aug 31, 2022
Instrument	2022083100576

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2042

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$710,450 (+2%) Land $143,263 Building $567,187
2025	$11,706.00 (+3.86%) Homeowner's exemption	$696,520 (+4.04%) Land $140,454 Building $556,066
2024	$11,271.00 (+1.89%)
2023	$11,062.00 (+141.48%) Homeowner's exemption	$669,474 Land $135,000 Building $534,474
2022	$4,581.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 22% of California
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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