99 White St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 99 White St, Westfield, MA 01085

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,377 sqft · built 1886
Lot Size	0.17 acres (7,392 sqft)
Owner	Company Name on File
Last Sale	$250,000 (May 2019)
Tax Bill	$5,942 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`WFLD M:7 L:20`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:7 L:20`
Alternative APN	`M:329007 B:00020 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,377 sqft Living Area
Gross Area	5,348 sqft
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	7,392 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	99 WHITE ST
City	WESTFIELD
State	MA
Zip	01085-8214
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RC
Legal Subdivision	CASTLE HILL
Legal Lot Number	20
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1014
Census Tract	812702

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	249 QUARRY RD, WEST SPRINGFIELD, MA 01089-4573
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	201923812
Deed Book / Page	22657 / 300
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	May 9, 2019
Property Address	99 WHITE ST, WESTFIELD, MA 01085-8214
Document Number	22657-300
Book / Page	022657 / 000300
Instrument Date	Mar 12, 2019
Instrument	23812
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	249 QUARRY RD WEST SPRINGFIELD MA 010894573, WEST SPRINGFIELD, MA 01089-4573

Mortgage

Document Number	22657-303
Date	May 9, 2019
Book Page	022657/000303
Instrument	23813

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,942.00 (+10.82%)	$398,000 (+12.68%) Land $74,900 Building $323,100
2025	$5,362.00 (+3.29%)	$353,200 (+15.54%) Land $77,200 Building $276,000
2023	$5,191.00	$305,700 Land $66,800 Building $238,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1980–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20