Hampden County and Westfield City property record for 96 White St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1920 |
| Lot Size | 0.213 acres (9,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (May 2017) |
| Tax Bill | $4,043 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:10 L:58 |
| Primary APN | WFLD M:10 L:58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,313 sqft |
| Basement Area | 741 sqft |
| Unfinished Basement | 741 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,273 sqft (0.213 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 96 WHITE ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 58 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 812702 |
96 White St is owned and occupied by an individual who acquired it in April 2021.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 WHITE ST, WESTFIELD, MA 01085-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOLYOKE CU |
| Jul 27, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLYOKE CU |
| Apr 23, 2021 | Redemption Deed, Transfer |
| May 19, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on File |
| Deed Sale | May 19, 2017 · Amount on File |
| Deed Book / Page | 21688 / 154 |
| Last Transfer Date | Apr 21, 2021 |
| Transfer Doc | 23839-170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 96 WHITE ST, WESTFIELD, MA 01085-3131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023801-583 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 23801/583 |
| Instrument | 22413 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 96 WHITE ST, WESTFIELD, MA 01085-3131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025093-558 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 25093/558 |
| Instrument | 34526 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Apr 23, 2021 |
| Property Address | 96 WHITE ST, WESTFIELD, MA 01085-3131 |
| Document Number | 23839-170 |
| Book / Page | 23839 / 170 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 27322 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 19, 2017 |
| Property Address | 96 WHITE ST, WESTFIELD, MA 01085-3131 |
| Document Number | 21688-154 |
| Book / Page | 021688 / 000154 |
| Instrument Date | May 18, 2017 |
| Instrument | 27738 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $697.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 MARGERIE ST WESTFIELD MA 010854326, WESTFIELD, MA 01085-4326 |
The 2026 property tax bill for 96 White St was $4,043, up 10.5% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,043.00 (+10.46%) | $270,800 (+12.32%) Land $75,500 Building $195,300 | $290,500 (+4.37%) |
| 2025 | $3,660.00 | $241,100 Land $77,700 Building $163,400 | $278,350 (+10.65%) |
| 2024 | $251,560 | ||
| 2023 | $3,403.00 | $200,400 Land $67,300 Building $133,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 White St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 White St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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