Essex County and Jay Town property record for 99 Valley Rd, Jay, NY 12941 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 3 ba · 3,862 sqft · built 1879 |
| Lot Size | 89.1 acres (3,881,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $24,400 (Nov 2012) |
| Tax Bill | $11,943 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Apr 2018 Sale + 1 more |
| APN | 615J111501 |
| Primary APN | 615J111501 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,862 sqft Living Area |
| 1st Floor Area | 2,707 sqft |
| 2nd Floor Area | 1,155 sqft |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,881,196 sqft (89.1 acres) |
| Garage Type | Mixed |
| Garage Area | 1,520 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 2,112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J111501 |
|---|---|
| Street Address | 99 VALLEY RD |
| City | JAY |
| State | NY |
| Zip | 12941-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 20.111 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J111501
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 114, JAY, NY 12941-0114 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2019 | Deed of Trust, Mortgage · Balloon Mortgage NBT BANK NATIONAL ASSOCIATION |
| Apr 05, 2018 | Warranty Deed, Transfer |
| Apr 05, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2012 · Amount on Record |
| Deed Sale | Nov 19, 2012 · Amount on Record |
| Deed Book / Page | 1715 / 56 |
| Last Transfer Date | Mar 24, 2018 |
| Transfer Doc | 001909/147 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 99 VALLEY RD, JAY, NY 12941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019046 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 2019-046 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Feb 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Apr 05, 2018 |
| Property Address | 99 VALLEY RD, JAY, NY 12941 |
| Document Number | 001909/158 |
| Book / Page | 1909 / 158 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018-1383 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 VALLEY RD, JAY, NY 12941 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Apr 05, 2018 |
| Property Address | 99 VALLEY RD, JAY, NY 12941 |
| Document Number | 001909/147 |
| Book / Page | 1909 / 147 |
| Instrument Date | Mar 24, 2018 |
| Instrument | 2018-1381 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 VALLEY RD, JAY, NY 12941 |
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,943.00 (+111.49%) | $559,400 (+27.17%) Land $228,700 Building $330,700 | $559,400 (+27.17%) Land $228,700 Building $330,700 |
| 2023 | $439,900 (+16.16%) Land $189,300 Building $250,600 | $439,900 (+16.16%) Land $189,300 Building $250,600 | |
| 2022 | $5,647.00 (-65.9%) | $378,700 Land $124,100 Building $254,600 | $378,700 Land $124,100 Building $254,600 |
| 2020 | $16,560.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force 11 of 16 on primary residences |
| Nearby Flood Claims | 97 (1979–2022) |
| Claims Outside the SFHA | 51 of 97 |
| Most Recent Claim | Feb 2022, other causes |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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