114 Valley Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 114 Valley Rd, Jay, NY 12941 · Last verified May 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1.5 ba · 1,440 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Feb 2023 Refinance Jan 2020 Refinance + 1 more
APN	`615J111011`

Property Details

APN / Parcel Number

Primary APN	`615J111011`
Alternative APNs	`280003600100010190000000` `152800 36.1-1-19.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	107 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J111011
Street Address	114 VALLEY RD
City	JAY
State	NY
Zip	12941-5402
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	7 PLATT & ROGERS LIFE USE BEATRICE V WALLACE BY 1201/311
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2053
Census Tract	960200

Owner

Source: Essex County and Jay Town records · APN 615J111011

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 VALLEY RD, JAY, NY 12941-5402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Oct 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 10, 2018
Transfer Doc	001929/325
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	114 VALLEY RD, JAY, NY 12941-5402
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002023481
Date	Feb 08, 2023
Instrument	2023-481

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	114 VALLEY RD, JAY, NY 12941-5402
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020256
Date	Jan 21, 2020
Instrument	202020-256

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Oct 15, 2018
Property Address	114 VALLEY RD, JAY, NY 12941-5402
Document Number	001929/325
Book / Page	1929 / 325
Instrument Date	Oct 10, 2018
Instrument	2018-4157
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 VALLEY RD, JAY, NY 12941-5402

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00 (+114.45%)	$241,800 (+23.18%) Land $112,300 Building $129,500	$241,800 (+23.18%) Land $112,300 Building $129,500
2023		$196,300 (+34.27%) Land $96,000 Building $100,300	$196,300 (+34.27%) Land $96,000 Building $100,300
2022	$2,180.00 (-38.33%)	$146,200 Land $57,400 Building $88,800	$146,200 Land $57,400 Building $88,800
2020	$3,535.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022, other causes
Claims By Storm	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures