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99 Union St, Ashland, OR 97520 Property Records

Jackson County property record for 99 Union St, Ashland, OR 97520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 1910
Lot Size0.21 acres (9,148 sqft)
Owner2 Company Names on Record
Last Sale$715,000 (Aug 2022)
Tax Bill$6,302 (2025)
Deeds & MortgagesJan 2024 Transfer
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN391E09CA1800

Property Details

APN / Parcel Number

Primary APN391E09CA1800
Alternative APNs
  • 391E09CA01800
  • 10069341

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,222 sqft Living Area
Gross Area2,807 sqft
1st Floor Area1,298 sqft
2nd Floor Area924 sqft
Basement Area585 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof MaterialOther
Lot Area9,148 sqft (0.21 acres)
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Wood Porch
Porch Area192 sqft
Deck Area96 sqft
Patio Area940 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address99 UNION ST
CityASHLAND
StateOR
Zip97520-2959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Range01E
Legal Township39S
Legal Section09
Legal Quarter3
Legal SubdivisionHIGHLAND PARK ADDITION
Legal Block2
Legal Lot Number20
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group2
Census Block2026
Census Tract2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Siskiyou-Hargandine Historic District
listed 2002 · 274 contributing resources · NRIS 02001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address99 UNION ST, ASHLAND, OR 97520-2959
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Intrafamily Transfer, Transfer
Aug 12, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE EXPRESS LLC
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleMar 30, 2012 · Amount on Record
Deed Document Number202224912
Last Transfer DateJan 22, 2024
Transfer Doc0000001450
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OR
Recording DateJan 23, 2024
Property Address99 UNION ST, ASHLAND, OR 97520-2959
Document Number0000001450
Instrument DateJan 22, 2024
Instrument2024-001450
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address99 UNION ST, ASHLAND, OR 97520-2959

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateAug 12, 2022
Property Address99 UNION ST, ASHLAND, OR 97520-2959
Document Number0000024912
Instrument DateAug 9, 2022
Instrument2022-024912
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 N GRAPE ST, MEDFORD, OR 97501-2417

Mortgage

Document Number0000024913
DateAug 12, 2022
Instrument2022-024913
Lender
NameMORTGAGE EXPRESS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address99 UNION ST, ASHLAND, OR 97520-2959
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046247
DateDec 7, 2020
Instrument2020-046247
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,890 (+3%)$960,720 (+13.04%) Land $289,940 Building $670,780
2025$6,302.00 (+2.16%)$397,960 (+3%) Land $198,120 Building $199,840$849,860 (+8.55%) Land $257,600 Building $592,260
2024$6,169.00 (+13.71%)$386,370 (+13.31%) Land $192,350 Building $194,020$782,955 (+9.36%) Land $250,400 Building $532,555
2023$5,425.00 (+3.31%)$340,980 (+3%) Land $186,760 Building $154,220$715,970 (-19.36%) Land $457,840 Building $258,130
2022$5,251.00$331,050 Land $181,320 Building $149,730$887,890 Land $460,680 Building $427,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1982–2015)
Claims Outside the SFHA7 of 10
Most Recent ClaimJul 2015 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 80% of Oregon
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER DEPARTMENT
serves 20,946 people · EPA ID OR4100047
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Rogue Broadband
Fixed Wireless		200 / 25
FireServe
Fixed Wireless		100 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Hunter Communications.

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