99 Trail Ridge Dr, Waco, TX 76705 Property Records

McLennan County property record for 99 Trail Ridge Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,844 sqft · built 1990
Lot Size	0.555 acres (24,219 sqft)
Owner	Individual Name on Record
Tax Bill	$2,476 (2022)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200324000008472`

Property Details

APN / Parcel Number

Primary APN	`200324000008472`
Alternative APNs	`2003240000084720111` `114322`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,844 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	2,205 sqft
2nd Floor Area	639 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	24,219 sqft (0.555 acres)
Lot Dimensions	130 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	2,100 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	244 sqft
Fence	Fence
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	114322
Old Parcel Number	2003240000084720111
Street Address	99 TRAIL RIDGE DR
City	WACO
State	TX
Zip	76705-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P ACRES .556
Legal Subdivision	EATON A P
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	2
Census Block	2018
Census Tract	3402

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage DATCU CU
Mar 31, 2026	Warranty Deed, Transfer FTC
Jun 12, 2023	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023
Deed Sale	Jun 12, 2023
Deed Document Number	2023017511
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783

Mortgage

Document Number	0000001060
Date	Jan 11, 2023
Instrument	2023001060

Lender

Name	DATCU CU
Type	Credit Union
Address	DENTON, TX 76210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 31, 2026
Property Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783
Document Number	0000009968
Instrument Date	Mar 27, 2026
Instrument	2026009968
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 12, 2023
Property Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783
Document Number	0000017511
Instrument Date	Jun 9, 2023
Instrument	2023017511
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10061 SIGNET CIR, HUNTINGTON BEACH, CA 92646-6639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783

Mortgage

Document Number	0000017512
Date	Jun 12, 2023
Instrument	2023017512

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 30, 2020
Property Address	99 TRAIL RIDGE DR, WACO, TX 76705-1783
Document Number	0000038884
Instrument Date	Oct 15, 2020
Instrument	38884
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 TRAIL RIDGE DR WACO TX 767051783, WACO, TX 76705-1783

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,100 (+1.1%) Land $39,720 Building $395,380	$435,100 (+1.1%) Land $39,720 Building $395,380
2023		$430,380 (-9.74%) Land $39,720 Building $390,660	$430,380 (-9.74%) Land $39,720 Building $390,660
2022	$2,476.00 Homeowner's exemption	$476,840 Land $34,640 Building $442,200	$476,840 Land $34,640 Building $442,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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