96 Trail Ridge Dr, Waco, TX 76705 Property Records

McLennan County property record for 96 Trail Ridge Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,464 sqft · built 1994
Lot Size	0.784 acres (34,151 sqft)
Owner	2 Individual Names on Record
Tax Bill	$687 (2018)
Deeds & Mortgages	Apr 2026 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032400-000842-3`

Property Details

APN / Parcel Number

Primary APN	`20-032400-000842-3`
Alternative APNs	`2003240000084230111` `114317`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	2,464 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	34,151 sqft (0.784 acres)
Lot Dimensions	170 ft deep x 208 ft wide
Garage Type	Attached
Garage Area	669 sqft
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	203 sqft
Patio Area	312 sqft
Gazebo	119 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	96 TRAIL RIDGE DR
City	WACO
State	TX
Zip	76705-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P ACRES .784
Legal Subdivision	EATON A P
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	2
Census Block	2018
Census Tract	3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 TRAIL RIDGE DR, WACO, TX 76705-1783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 25, 2017	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026
Deed Sale	Apr 30, 2026
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	202613574
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0000023931
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 30, 2026
Property Address	96 TRAIL RIDGE DR, WACO, TX 76705-1783
Document Number	0000013574
Instrument Date	Apr 30, 2026
Instrument	202613574
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 TRAIL RIDGE DR, WACO, TX 76705-1783

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 25, 2017
Property Address	96 TRAIL RIDGE DR, WACO, TX 76705-1783
Document Number	0000023931
Map Reference	VOL50 PG893
Instrument Date	Jul 21, 2017
Instrument	2017023931
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 TRAIL RIDGE DR, WACO, TX 76705-1783

Mortgage

Document Number	0000023932
Date	Jul 25, 2017
Instrument	2017023932

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,741 (-3.67%) Land $51,568 Building $357,173	$408,741 (-3.67%) Land $51,568 Building $357,173
2025		$424,300 (+2.17%) Land $46,790 Building $377,510	$424,300 (+2.17%) Land $46,790 Building $377,510
2023		$415,270 Land $46,790 Building $368,480	$415,270 Land $46,790 Building $368,480
2018	$687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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